Finally the sale completed on my house in Hanslope last April but the buyer keeps SMS messaging every few hours complaining that her conveyancer is waiting to hear from mine. What should have happened following completion?
Post completion of your sale your conveyancer should forward the transfer deeds and all additional paperwork to the purchaser's lawyers. Where appropriate, your lawyer must also evidence that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There is unlikely to be post completion tasks peculiar conveyancing in Hanslope.
I happen to be the single recipient of my late grandmother’s will and I have everything in my name alone, including the my former home in Hanslope. Conveyancing formalities meant that the Land Registry date was in December. I plan to dispose of the house. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be considered the same way as if I'd bought the house in December. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. How sensible a view mortgage companies take of it, depend on the bank as this obligation is primarily there to capture the purchase and immediately sell or the flipping of property.
I am expecting a OIP from Skipton this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Skipton recommend any Hanslope solicitors on the Skipton conveyancing panel, or is it better to go independently?
You will need to appoint Hanslope solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.
I'm spending time looking at apartments in Hanslope and I am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with RBS.
It would be sensible to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are seeking a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.
We are close to exchanging contracts on the sale of our house in Hanslope and the buyers lawyers are claiming that there is a possibility that the property was constructed land that was not decontaminated. A high street Hanslope conveyancer would know this is not the case. It does beg the question why the buyers instructed an internet conveyancing outfit rather than a conveyancing solicitor in Hanslope. We have lived in Hanslope for three years we know that this is a non issue. Should we get in touch with our local Authority to get clarification need.
It would appear that you have a conveyancing lawyer already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
It has been 3 months since my purchase conveyancing in Hanslope concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build flat in Hanslope. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hanslope
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Please confirm the Lease plans are surveyor prepared. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
We are 18 days into a freehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Hanslope. I am am extremely frustrated with the level of service. Can you you assist me in finding new conveyancers?
A lawyer would have to be really poor in order to consider diss instructing them. Has the mortgage been generated? If so you will need to advise them of the new conveyancer and ensure the loan are issued to the new lawyers. The conveyancer needs to be on the lenders panel to avoid supplemental fees and frustration. That should be your starting point. Our find a solicitor tool can assist you in finding a bank approved lawyer for your conveyancing in Hanslope