My conveyancer has discovered a a problem with the lease for the apartment we are purchasing in Princes Risborough. The other side have put forward title insurance as a workaround. We are happy with insurance and will pay for it. Our property lawyer has advised that he must check that the mortgage company is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your property lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your conveyancing practitioner will have no choice but to discontinue acting for you.
I am helping my aunt sell her flat in Princes Risborough. Will the conveyancing solicitor order the EPC or it is for the seller to coordinate?
Following the demise of Home Information Packs, EPC’s was left as a compulsory element of moving house. An EPC should be to hand before the property is marketed. This is not a task that lawyers ordinarily organise. Where you are instructing a Princes Risborough conveyancing solicitor they may be able to arrange energy performance certificates given their contacts with long established Princes Risborough accredited person
My partner and I are spending time viewing flats in Princes Risborough and I am about to put in an offer. Should I already have a solicitor in place at this point? I am planning to take a home loan with RBS.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the selling agent. Given that you are seeking a mortgage with RBS, ask your prospective lawyers if they are on the RBS conveyancing panel otherwise they can't do the mortgage legal work.
My offer was accepted on an apartment in Princes Risborough on 23/9/2026, valuation was booked 4 days after, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly identified as part of conveyancing in Princes Risborough?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Princes Risborough. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Princes Risborough differ for newly converted properties?
Most buyers of new build property in Princes Risborough approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is completed. This is because house builders in Princes Risborough usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Princes Risborough or who has acted in the same development.
I'm refinancing my existing property to a BTL loan with Nottingham Building Society and I will use the ballance of the raised equity as a down payment on another property. The neighborhood we are talking about is Princes Risborough. Will your solicitors be able to act for both sets of banks and tie in the transactions?
Do use our comparison tool on this site to ensure that the solicitors are approved by both lenders. On the basis that they are the lawyer will be able to tie up the two conveyancing matters but you should have a chat with you solicitor and make clear your desired outcome and requirements.
At what stage do I cover the costs of stamp duty chargeable for my conveyancing in Princes Risborough?
The lawyer should fill out a Land Transaction Return Form for you during your Princes Risborough conveyancing transaction for you to sign. After completion your lawyer will submit the Land Transaction Return Form to the Tax Authorities and - as long as they have the funds - pay any Stamp Duty payable for you.