My partner and I are acquiring a new build duplex in Watlington and my lawyer is informing me that she has to the mortgage company to disclose incentives from the seller. I am nearing the developer’s deadline to sign contracts and my preference is not to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are due to move property in February. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you suggest a removal company in Watlington. Conveyancing lawyer was found before I stumbled across this website.
On the day of completion you will need to pick up the house keys from your property agent however this can only happen when the previous owners lawyers advise the agent that they have the completion monies and the keys can be released. After that you can tell the removal company that you are ready to move in. As a matter of policy we do not recommend a specific removal organisation but can help you locate a conveyancing in Watlington or a firm with expertise in conveyancing in Watlington.
I had a mortgage agreed in principle with Skipton. Watlington conveyancing lawyers are appointed. How long does it take for Skipton to issue the offer to the property lawyer?
There is no definitive answer here. Have Skipton completed the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I am selling my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being difficult. The Watlington solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Watlington for a purchase of a leasehold apartment 9 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Watlington conveyancing specialists.
I decided to have a survey carried out on a property in Watlington prior to appointing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders may not issue a loan on such a premises.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Watlington. Conveyancing may be slightly more expensive based on your lender's requirements.
What makes your site different to alternative online quote calculators when it comes to conveyancing in Watlington?
At this site get an accurate costs illustration from a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Watlington. Unlike many estate agents and brokerage sites we do not have referral deals with solicitors. Some agents and online brokers 'recommend' the firm that pays the highest commission, not the best value conveyancing in Watlington
I need to appoint a conveyancing solicitor for my conveyancing in Watlington. I happened to stumble upon a web site which seems to have the perfect solution If it is possible to get all this stuff completed via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?