It is a dozen years since I acquired my house in Aylesbury. Conveyancing lawyers have recently been appointed on the sale but I can't locate the title deeds. Will this cause complications?
You need not be too concerned. Firstly there is a possibility that the deeds will be with your mortgage company or they could be archived with the conveyancers who acted in the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Aylesbury involves registered property but in the unlikely event that your property is unregistered it is more of a problem but is not insurmountable.
I am in the process of refinancing my flat in Aylesbury, does my lawyer have to be on the Skipton Conveyancing panel?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I used Action Conveyancing a few years ago for my conveyancing in Aylesbury. I now require my papers however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Aylesbury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I have been on the look out for a ground for flat up to £195,000 and found one round the corner in Aylesbury I like with a park and railway links in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Aylesbury for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan that many years will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.
I'm converting the mortgage on my current property to a buy to let mortgage with Skipton Building Society and intend to use the remaining equity as a down payment on further property. The area we are looking at is Aylesbury. Will your conveyancers be able to act for both sets of banks and tie in the transactions?
Do use our comparison tool on this page to ensure that the solicitors are approved by both mortgage companies. Having checked that they are the solicitor should be able to tie up the two deals but you should have a chat with you conveyancer and communicate your desired outcome and requirements.
My father-in-law has encouraged me to use his conveyancing solicitors in Aylesbury. Should I choose my own solicitor?
Much as we are happy to recommend a Aylesbury conveyancing lawyer the best way to find a conveyancing lawyer is to seek recommendations from friends or relatives who have experience in using the firm that you are considering.