We opted for a high street firm for my conveyancing in East Sussex last week. After carefully reading the Terms I notewe are liable for charges even where the conveyance does not complete. Should I go with them or instruct a web based conveyancing company promoting no move no charge conveyancing in East Sussex?
Generally there is a compromise along the lines that if "No Sale No Fee" is offered then the conveyancing charges will generally be higher to counteract those conveyances that do not go ahead. Do bear in mind that these arrangements rarely cover outlay e.g. East Sussex conveyancing search expenses.
We see that you have a post code search directory listing firms on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I appoint them for our conveyancing in East Sussex?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in East Sussex.
Can you clarify what the consequences are if my solicitor is removed from the UBS Solicitor panel ahead of completing my conveyancing in East Sussex?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who dealt with the conveyancing in East Sussex 5 years ago no longer exist. What are my next steps?
Gone are the days when you need to have the physical deeds to evidence that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. East Sussex is where the house is located. Is there any guidance you can give?
Flying freeholds in East Sussex are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside East Sussex you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in East Sussex may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Do I cancel my mortgage payments with Virgin Money once a completion date for my sale in East Sussex has been set?
You are best advised to continue paying any mortgage payments to Virgin Money pending the mortgage being paid off on completion as part of your East Sussex conveyancing.