I was told recently by my lender that my East Sussex lawyer is not on the lender Solicitor panel. What can I do to be sure if this is correct?
The first thing you need to do is to contact your East Sussex conveyancer. You lawyer should notify you of the situation. Where they are not on the panel they may recommend you to a East Sussex conveyancing practice that is on the approved list of lawyers for your bank.
I own a freehold property in East Sussex yet pay rent, why is this and what is this?
It’s unusual for properties in East Sussex and has limited impact for conveyancing in East Sussex but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
I used Action Conveyancing a few years past for my conveyancing in East Sussex. Now, I need my files however cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in East Sussex of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a property in East Sussex in advance of retaining solicitors. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks may refuse to give a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in East Sussex. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm remortgaging my existing property to a BTL mortgage with Alliance & Leicester and I will use the ballance of the raised equity towards a second house. The neighborhood we are looking at is East Sussex. Will your conveyancers be able to act for both sets of mortgage companies and link together the two deals?
Make use of our comparison tool on this page to ensure that the lawyers are approved by both mortgage companies. On the basis that they are the lawyer should be able to tie up the two conveyancing matters but you should talk with you lawyer and specify your desired outcome and needs.
Is planning consent needed to split a house into multiple appartments in East Sussex? This has been carried out to a house opposite to my house in East Sussex and was not aware of it happening until it was finished.
Planning consent is required for converting a single house in East Sussex into apartments but probably not for converting once again to single dwelling-house so, simply put, yes.