Last August we completed a house move in Polegate. We have noticed several problems with the property which we suspect were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the type of searches that needed to have been conducted as part of conveyancing in Polegate?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Polegate. Conveyancing searches and investigations initiated during the legal transfer of property are supposed to help avoid problems. As part of the process, a seller completes a questionnaire known as a Seller’s Property Information Form. If the information is incorrect, then you may have a claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Polegate.
My bid for a property was accepted at auction in Polegate. Conveyancing is required. What are my next steps?
Given that you have now legally bound yourself to purchase you now have to choose a conveyancing practitioner quickly as you are faced with a tight a drop dead date to complete the deal. All auction property will ordinarily have a corresponding legal set of papers. This should include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the conveyancing pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor ASAP. Do make sure that your finances are organised to complete on the date specified in the contract.
My uncle informed me that in purchasing a property in Polegate there may be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?
There are anumerous of properties in Polegate which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Polegate should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Polegate solicitor practices on the Santander conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Santander approved list of solicitors they would need to be overseen by the SRA. Many banks do allow licenced conveyancers on their panel and in such a situation the organisation would be governed by the Council of Licensed Conveyancers.
How does conveyancing in Polegate differ for new build properties?
Most buyers of new build premises in Polegate contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because new home sellers in Polegate usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Polegate or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a house in Polegate prior to appointing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor has said that some mortgage companies will refuse to grant a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Halifax. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Polegate. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the phrase conveyancing in Polegate it reveals numerous conveyancersin the vicinity. With so much choice what is the best way to find the right conveyancer for the sale of my house?
The best method of choosing a suitable conveyancer is via personal referral, so seek the counsel of friends and relatives who have bought a property in Polegate or the local estate agent or mortgage broker. Charges for conveyancing in Polegate vary, so it's sensible to obtain at least three fee estimates from varying types of property lawyers. Make sure that you know that the charges are guaranteed not to rise.
My partner and I have just had an offer agreed on a flat and had an appointment on Wednesday with Nationwide for the mortgage. They advised us that when it comes to choosing a conveyancing practitioner that if they are not on their approved panel of solicitors then we will be subject to an a further fee of £250+. This is is due to the fact that they will then have to select a property lawyer to act for them in addition to the one we select for ourselves and we will be on the hook for their costs. I have requested Nationwide to send me with a list so I can request estimates only from their approved lawyers but was told they dont have such a list to hand over. Is there a list online?
Ask Nationwide what their panel criteria is for a solicitor.Then ask the lawyer of your choice whether they meet the criteria and have they acted on mortgages for Nationwide before. Where the answer to those is yes, then just double check with Nationwide. Another option is to make use of our search tool and we may be able to identify a conveyancer in Polegate on the approved list for Nationwide.