We are about to sign contracts for a semi detached house in Lyndhurst. We encountered a snag. The loan offer with Virgin Money expires on 13/10/2026 but the sellers are suggesting a completion date of 15/10/2026. Is it possible to prolong the mortgage offer?
The best person to deal with your issue is your lawyer who should assess whether they better off negotiating with the mortgage company, owner’s solicitors, estate agents or possibly all three given what has gone on in your house move to date.
After months of negotiation I have agreed a price on a house in Lyndhurst. My mortgage broker recommended their conveyancers. I paid an upfront payment of £175. Shortly after, the solicitor called me embarrassingly acknowledging that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
RBS have agreed my mortgage in principle, my offer on a apartment in Lyndhurst has been accepted, now what?
Your estate agent will want to be informed of your property lawyer's details (make sure the solicitors are on the bank’s panel). Call up RBS or the broker and complete any outstanding forms. RBS will appoint a valuer who will get in touch with the selling agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. RBS will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Lyndhurst.
At last I have had an offer on an apartment in Lyndhurst accepted, the sellers do nevertheless have a tied purchase. The vendors have offered on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Lyndhurst. What should be my next step? When do I get the mortgage application with Nottingham started?
It is normal to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then survey, Lyndhurst conveyancing search fees, etc). First, you should ensure that your property lawyer is on the Nottingham approved list. Regarding the next stages this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. During a buoyant market the majority of buyers would apply for the mortgage with Nottingham and arrange for the valuation and only if it comes back ok would they request their conveyancing practitioner to proceed with the conveyancing in Lyndhurst.
I got the keys to my house on 10 August and the transaction details is yet to be registered. Should I be concerned? My conveyancing solicitor in Lyndhurst advises it would be formalised inside ten days. Are titles in Lyndhurst uniquely lengthy to register?
As far as conveyancing in Lyndhurst registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timescales can adjust subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any other persons or bodies. Currently approximately 80% of submission are completed in less than three weeks but occasionally there can be protracted delays. Registration occurs once the buyer is living at the property therefore 'speed' is not always an essential issue yet if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
Due to the advice of my in-laws I had a survey completed on a house in Lyndhurst in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. My surveyor advised that some banks tend refuse to grant a loan on such a home.
It varies from the lender to lender. HSBC has different instructions from Nationwide. If you contact us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lyndhurst. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Lyndhurst to see if the conveyancing will be more expensive.
I am a sole trader planning to lease a unit on the high street. Can you recommend solicitors offering no-move-no costs for non-domestic conveyancing in Lyndhurst for less than £2000?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Lyndhurst, including the sale and purchase of businesses as well as simply property. Whether you are hoping to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. Regarding the costs these will vary based on the structure and terms of the proposed transaction. Let us have your contact information or email so as to enable us to furnish you with comprehensive commercial conveyancing quote.
How much experience do your Lyndhurst conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Lyndhurst conveyancing lawyers help thousands of people move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Lyndhurst conveyancers have worked on recent similar matters.