My grandmother passed away last year and as sole heir and executor I was left the property in Hirwaun. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this allowed?
Given you plan to refinance then RBS will insist on your using a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
My wife and I are close to exchanging contracts on the sale of our home in Hirwaun and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any local conveyancer would know this is not the case. For the life of me I don't know why the purchasers instructed a national conveyancing practice rather than a conveyancing solicitor in Hirwaun. Having lived in Hirwaun for 4 years we know of no issue. Should we get in touch with our local Authority to seek clarification need.
It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
How does conveyancing in Hirwaun differ for new build properties?
Most buyers of new build premises in Hirwaun come to us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is built. This is because new home sellers in Hirwaun tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hirwaun or who has acted in the same development.
What makes your site different to other internet conveyancing brokers for conveyancing in Hirwaun?
At this site receive a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Hirwaun. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. Many agents and online brokers 'recommend' the firm who pay the most per referral, as opposed to the best value conveyancing in Hirwaun
My brother has urged me to use his conveyancers in Hirwaun. Should I use them?
There are no two ways about it the ideal way to find a conveyancing practitioner is to get guidance from friends or relatives who have used the solicitor that you are contemplating using.
Can you offer any advice when it comes to appointing a Hirwaun conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Hirwaun conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We recommend that you make enquires with two or three firms including non Hirwaun conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be useful:
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Can they put you in touch with clients in Hirwaun who can give a testimonial? What are the legal fees for lease extension conveyancing?
Hirwaun Conveyancing for Leasehold Flats - Examples of Questions you should ask before buying
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What prohibitions exist in the Hirwaun Lease? How many of the leaseholders are in arrears for their maintenance charge payments? It is important to be aware if a new roof is being installed or some other major work is due shortly that will be shared amongst the tenants and will dramatically impact the level of the maintenance costs or necessitate a specific payment.