I am purchasing residence in Pontypridd. My property lawyer is not listed on the mortgage company solicitor panel. Can I still use my Pontypridd conveyancing solicitor notwithstanding that they are excluded from the lender panel of approved conveyancing solicitors?
You have a number of choices available to you here
- Complete the purchase with your chosen Pontypridd lawyer but your mortgage company will undoubtedly retain a conveyancing practitioner from their approved panel. This will result in additional fees together with likely interruption.
- Appoint a new solicitor to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Convince your lawyer to pull out all the stops to get listed on the mortgage company panel of solicitors
In what way does my ID and proof of funds have anything to do with my conveyancing in Pontypridd? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you are required to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to hand over identification documents, your lawyer would not be able to accept instructions from you.
I note that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a residence in Pontypridd? or Apparently there is historic law that could mean that house owners residing in a parish church boundary will be compelled to contribute towards repairs to the chancel within the church. Is this appropriate for conveyancing in Pontypridd?
Unless a previous purchase of the house took place after 12 October 2013 you may assume that solicitors delivering conveyancing in Pontypridd to continue to advocate a chancel search and or insurance against a claim.
How can the Landlord & Tenant Act 1954 impact my business premises in Pontypridd and how can your lawyers assist?
The particular law that you refer to provides security of tenure to business tenants, granting the a statutory right to make a request to court for a new tenancy and continue in occupation at the end of the lease term. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Pontypridd
We are four weeks into a freehold purchase having been directed to conveyancers by the high street agent to execute conveyancing in Pontypridd. I am am extremely frustrated with the level of service. Can you help me find new conveyancers?
A solicitor would need to be very bad to suggest changing them. Has the mortgage offer been issued? If so you will need to advise them of the new contact details and have the mortgage documents are re-sent. Your new solicitor ideally needs to be on the lenders panel to avoid supplemental fees and complications. That should be your first question of the new solicitors. The find a solicitor tool can assist you in finding a bank approved solicitor for your home move in Pontypridd
Why am I unable to complete our conveyancing in Pontypridd on a public holiday?
This is due to the fact that on completion the funds needs to pass between the banks of the buyer and owner’s conveyancing practitioner and currently this can only occur on a business day. So you can't complete on a saturday or sunday either.