Can your site be used to find a Conveyancing solicitor in Pontypridd even where I’m not buying or selling a house, for instance if I wish to acquire a shop in Pontypridd with a loan from Nationwide Building Society?
The service is primarily there to help choose residential conveyancing solicitors in Pontypridd but we have listed towards the bottom of this page a few Pontypridd commercial conveyancing firms. You will need to make contact with the solicitors directly to check if they are also authorised to represent Nationwide Building Society
I am buying a 4 bedroom semi-detached house in Pontypridd. We would like to carry out a loft conversion at the house.Will legal due diligence on the property include investigations to see if these alterations are prohibited?
Your property lawyer will review the registered title as conveyancing in Pontypridd can on occasion reveal restrictions in the title deeds which prevent certain alterations or necessitated the permission of another owner. Some works call for local authority planning consent and approval in accordance building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
Does a directory service exist listing Co-operative panel conveyancers in Pontypridd on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lenders make their panel listings viewable online. If you are seeking to appoint a Pontypridd conveyancing practitioner on the Co-operative please use our tool.
I can not fathom if my bank requires a lease extension. I have telephoned my Pontypridd building society branch on various occasions and was told it does not impact the mortgage offer and they would lend. My Pontypridd conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their published requirements. Who do I believe?
As long as the lawyer is on the bank panel, they must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a house in Pontypridd?
Unless a previous acquisition of the property completed post 12 October 2013 you could assume that conveyancing practitioners delivering conveyancing in Pontypridd to continue to advocate a chancel search and or chancel repair liability policy.
How does conveyancing in Pontypridd differ for new build properties?
Most buyers of new build premises in Pontypridd come to us having been asked by the developer to sign contracts and commit to the purchase even before the house is completed. This is because developers in Pontypridd typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Pontypridd or who has acted in the same development.
As co-executor for the estate of my grandmother I am disposing of a property in Newport but I am based in Pontypridd. My lawyer (based 250 kilometers awayrequires that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Pontypridd who can attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Pontypridd based
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.