My husband and I are planning to purchase a home in Miskin and have instructed a Miskin conveyancing practice. Within the past 48 hours our conveyancer has sent a preliminary report and documents to look through with a view to exchanging next week. Platform Home Loans Ltd have this evening contacted us to inform me that there is now an issue as our Miskin conveyancer is not on their conveyancing panel. Is this a problem?
When purchasing a property with mortgage finance it is normal for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Miskin lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.
I am buying a property and the solicitor has raised the issue of Chancel Repair for which the property could be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Miskin
Unless a prior acquisition of the premises took place after 12 October 2013 you could expect lawyers delivering conveyancing in Miskin to continue to recommend a chancel search and or chancel repair liability policy.
I used Wolstenholmes several years ago for my conveyancing in Miskin. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Miskin of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a ground for flat up to £305k and identified one near me in Miskin I like with a park and transport links nearby, however it only has 61 years on the lease. I can't really find anything else in Miskin in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
If you require a home loan that many years will likely be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
As co-executor for the estate of my grandfather I am selling a property in Swansea but live in Miskin. My lawyer (who is 200 miles from merequires that I sign a statutory declaration prior to completion. Could you suggest a conveyancing solicitor in Miskin to witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Miskin
What type of premises does your Miskin conveyancing estimates apply to?
Our conveyancing quotes are only appropriate to standard residential homes in England & Wales. Should you have any different requirements for instance industrial or agricultural land or commercial conveyancing in Miskin do contact us to consider your requirements .