The Mountain Ash conveyancing firm handling our Mountain Ash conveyancing has discovered an inconsistency when comparing the surveyor’s assumptions in the home valuation report and what is in the legal papers for the property. My solicitor informs me that he needs to check that the lender is happy with this discrepancy and is content to go ahead. Is my solicitor’s stance correct?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
About to place a bid on a leasehold flat in Mountain Ash. The property agents assure me that it is usual for flats in Mountain Ash to have less than 75 years unexpired on the lease. I am obtaining a loan with Platform. Is this going to be acceptable if the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/11/2025 the requirements read as follows :
Is there a list of Skipton panel solicitors in Mountain Ash on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible online. Where you are seeking to appoint a Mountain Ash solicitor on the Skipton please use our facility.
Last month we had a mortgage agreed in principle with Coventry BS. Mountain Ash conveyancing lawyers were instructed. What is the average time that one could expect to receive a mortgage offer from Coventry BS?
There is no definitive answer here. Have Coventry BS conducted the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Mountain Ash solicitor - who is on the Bank of Ireland conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bank of Ireland will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bank of Ireland will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Mountain Ash postcode. As you are getting a mortgage with Bank of Ireland, you could contact them to see if they have a list of approved surveyors in Mountain Ash.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Mountain Ash. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Mountain Ash
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Hoping to buy a property located in Mountain Ash and I am already nervous. I couldn't find anything specific about Mountain Ash. Conveyancing will be needed in due course but do you know about the Mountain Ash area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Mountain Ash. In the meantime here are some basic statistics that we found
My aim is to acquire a garden flat in Mountain Ash. Conveyancing solicitor is waiting for, from the seller, building insurance schedule. I was told today I was informed that the vendor needs to forward the insurance documents for the flat above in addition. Why does my conveyancing practitioner need to see the insurance for the other flat? Is it strictly required? We have been waiting for the last month…
It is not unheard of in leasehold conveyancing in Mountain Ash to find Conveyancing in Mountain Ash in a minority of cases reveals that the lease requires the tenant's to insure their individual flats rather than the freeholder insuring the entire building - which is clearly preferable. You should clarify with your conveyancer but it would appear that your property lawyer is attempting to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the other flat cannot be rebuilt for lack of insurance.