Will conveyancers request money on account for my conveyancing in Redland?
If you are buying a property in Redland your lawyer will ask you to provide them with funds to cover the search fees. Ordinarily this is needed to cover the fees of the conveyancing searches. When the deposit is payable against the sale price then this should be needed immediately in advance of contracts are exchanged. Any further balance that is due will be payable a couple of days ahead of the day of completion.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Redland. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 28/6/2025, the requirements read as follows :
Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a two bedroom flat in Redland. Do I collect the keys to the house on completion from my lawyer? If so, I will find a local conveyancing solicitor in Redland?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you will be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
We were going to get a DIP from Coventry BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Coventry BS recommend any Redland solicitors on the Coventry BS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Redland solicitors independently although you'll need to choose one on the Coventry BS conveyancing panel. The solicitor represents both you and Coventry BS through the process.
I currently have a mortgage with RBS for my property in Redland. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?
Your original mortgage agreement with RBS will provide that you need their approval prior to renting your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. You need not do this via a RBS conveyancing panel lawyer.
A relative recommended that where I am purchasing in Redland I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally included in the estimate for your Redland conveyancing searches. It is a large report of more than thirty pages, listing and setting out significant information about Redland around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Redland Education with maps and statistics, Local Amenities and other useful data about Redland.
I'm buying my first flat in Redland with the aid of help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not inform my lawyer about this deal as it may affect my loan with Clydesdale. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Are there any apps to assist me to identify a Redland law firm on the Aldermore conveyancing panel? I drive a motor bike and am happy to travel upto 25miles to meet the lawyer.
You can use the search on this page. Please pick a bank and your location and you will see a number of Redland conveyancing lawyers based on proximity. We have listed some Redland conveyancing firms at the bottom of this page and you can contact them to verify if they are on the Aldermore member panel