The mortgage offer from Santander for the refinancing of my 4 room flat is expected within the next few days. Are you able to propose a low cost conveyancing practitioner in Stoke Gifford?
You are on the wrong site if you are seeking cut-price fees for conveyancing solicitors in Stoke Gifford. We can offer you excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing organisations offering £100 conveyancing in Stoke Gifford. At best, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst it will result in you with a hefty uplift in extras and still not receive the service expected.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Stoke Gifford. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this possible?
If you plan to refinance then Coventry BS will require that you use a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
The estate agent has sent us the confirmation of our purchase of a new build flat in Stoke Gifford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Stoke Gifford
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Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
Due to the input of my in-laws I had a survey completed on a property in Stoke Gifford ahead of instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some lenders will not issue a mortgage on a flying freehold house.
It depends who your proposed lender is. Lloyds has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stoke Gifford. Conveyancing may be slightly more expensive based on your lender's requirements.
How does the Landlord & Tenant Act 1954 affect my commercial offices in Stoke Gifford and how can you help?
The particular law that you refer to affords protection to business tenants, granting the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and handle your commercial conveyancing in Stoke Gifford
We're FTB’s - had an offer accepted, but the agent told us that the vendor will only move forward if we use the agent's chosen conveyancers as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Stoke Gifford
It is unlikely the vendors are driving this. Should the vendor desire ‘a quick sale', turning down a genuine buyer is going to damage their objectives. Avoid the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are ready to go, with finances in place © you are chain free (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Stoke Gifford conveyancing solicitors - not the ones that will earn their estate agent a introducer fee or achieve conveyancing figures set by senior management.