We are about to exchange contracts for a ground floor flat in Stoke Gifford. We have hit a problem. Our mortgage offer with Skipton Building Society expires on 22/1/2026 but the owners are insisting on a completion date of 26/1/2026. Is it possible to extend the loan offer?
The best person to address this concern is your lawyer who should calculate whether he or she is better off negotiating with the mortgage broker, seller’s solicitors, property agents or conceivably all parties taking into account the circumstances your transaction as of today.
Various internet forums that I have visited warn that are a common cause of stalling in Stoke Gifford conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays in the conveyancing process. Local searches are unlikely to be the root cause of delay in conveyancing in Stoke Gifford.
Are there restrictive covenants that are commonly identified as part of conveyancing in Stoke Gifford?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Stoke Gifford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
About to purchase a new build apartment in Stoke Gifford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Stoke Gifford
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Please confirm the Lease plans are surveyor prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
I am thinking of appointing a conveyancing practitioner in Stoke Gifford for my sale. Can I see a solicitor's complaints history with the legal regulator?
You can search for presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could monitor call for training requirements.
I have been informed by various family members that it can take six to eight weeks for Stoke Gifford conveyancing to complete.This was four weeks ago. The draft contract was only forwarded to my property lawyer last week so does the clock start running now?
You need to be realistic about timescales. Property transactions in Stoke Gifford takes on average about ten weeks. This time period is not due to conveyancing practitioner being slow and willfully delay matters. The level of money involved in purchasing any residence is so high, the buyer’s solicitor needing to raise a wide range of enquiries, searches and supplemental checks to protect the buyer and their mortgage company (if there is to be a mortgage) from expensive, avoidable problems. These checks involves seeking information from an array of third parties, for example other solicitor, local councils, private companies, mortgage companies. Many of these are well organised. Others aren't. It is worth noting that, no matter how quickly your property lawyer do their part, if the people you are purchasing from or are selling to aren't ready, nothing can move forward until they are up to speed.