We were just about to exchange contracts for a leasehold flat in Bedford Park. We encountered a stumbling block. Our loan offer with Birmingham Midshires runs out on 2/12/2025 but the vendors are insisting on a completion date of 4/12/2025. Can one prolong the loan offer?
The best person to deal with your concern is your lawyer who should determine if he or she is better off negotiating with the bank, owner’s lawyers, selling agents or indeed all parties taking into account what has happend in your house move as of today.
We hope to to purchase with Melton Mowbray Building Society. I visited a few local solicitors yet cant to find a Bedford Park conveyancing firm on the Melton Mowbray Building Society approved list. Can you help?
Please do make the most of the search tool on this web page. Pick the mortgage company and type Bedford Park or your location and you will discover numerous solicitors offices in Bedford Park or near you.
We are buying a end of terrace house in Bedford Park. We would like to carry out an extension to the side at the property.Will the conveyancing process include investigations to determine if these works were previously refused?
Your conveyancer should check the deeds as conveyancing in Bedford Park will on occasion identify restrictions in the title documents which prohibit categories of alterations or require the consent of a 3rd party. Some works require local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
My husband and I have organised a further advance on our home loan from Aldermore as we intend to carry out a loft conversion to our house in Bedford Park. Are we obliged to choose a local Bedford Park solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore don't usually instruct firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore panel.
It is not clear whether my lender requires a lease extension. I have called into my local Bedford Park bank branch on numerous occasions and was informed it wasn't an issue and they would lend. My Bedford Park conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. I have no idea who is right.
The conveyancing practitioner must follow the CML Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
Is it best to choose a Bedford Park conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can handle the conveyancing but her office is over three hundred kilometers away.
The primary upside of using a high street Bedford Park conveyancing firm is that you can visit the firm to sign paperwork, hand in your identification documents and pester them where appropriate. Having local Bedford Park know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were impressed that must trump using an unknown Bedford Park conveyancing lawyer solely due to them being based in the area.
I have just started marketing my garden apartment in Bedford Park. Conveyancing has not commenced, however I have recently had a half-yearly service charge demand – what should I do?
The sensible thing to do is discharge the service charge as you normally would as all ground rent and service payments should be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can a leaseholder make an application to the Leasehold Valuation Tribunal? Can you recommend a Bedford Park conveyancing firm to assist?
You certainly can. We are happy to put you in touch with a Bedford Park conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Bedford Park premises is 169 Southfield Road in September 2013. the tribunal decided that the premium to be paid in respect of the collective enfranchisement should be £51,203 This case related to 2 flats. The unexpired term was 64.64 years.
I am hoping to sell my garage which is on a separate legal title at HMLR asking for 30k, to clear debts. There is a mortgage with Aldermore. Can you recommend a cheapish lawyer as the standard £600-£700 eats in the return somewhat. Although I live in Bedford Park I dont have to appoint a Bedford Park conveyancer.
The purpose of this site is restricted to being a directory service for lawyers who wish to be listed as being on the approved conveyancing panel for Aldermore in certain locations for example Bedford Park . We dont recommend any specific lawyer.