Completed the sale of my flat in Summertown and Botley last May but my buyer keeps telephoning daily complaining that her conveyancer is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Where relevant, your conveyancer must also send confirmation that the legal charge in favour of the lender has been discharged to the buyers conveyancers. There is unlikely to be post completion procedures unique to conveyancing in Summertown and Botley.
My husband and I decided to purchase a newbuild apartment in Summertown and Botley with a loan from Norwich and Peterborough Building Society.We would like to retain our Summertown and Botley conveyancing solicitor but Norwich and Peterborough Building Society advised that his firm is not listed on their "panel". We have to appoint a Norwich and Peterborough Building Society panel firm or keep our high street solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers must be on the Norwich and Peterborough Building Society solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Norwich and Peterborough Building Society
I am helping my sister sell her flat in Summertown and Botley. Does the conveyancing solicitor commission the EPC or it is for the seller to see to?
Following the abolition of Home Information Packs, EPC’s remained a mandatory element of selling a property. An energy assessment needs to be to hand prior to the property being placed on the market. This is not something that law firms normally arrange. Where you are instructing a Summertown and Botley conveyancing solicitor they might be willing to arrange energy assessments due to their relationships with long established local accredited person
Two weeks ago we had a mortgage agreed in principle with Kent Reliance. Summertown and Botley conveyancing practitioners are chosen. How long does it take for Kent Reliance to send the offer to the conveyancing practitioner?
Some lenders take longer than others. Have Kent Reliance done the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Intending to buy a flat in Summertown and Botley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Summertown and Botley conveyancer is on the Virgin Money conveyancing panel.
I have todaybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Summertown and Botley for a purchase of a freehold house 12 months ago. How can I establish that my home is in my name in the name of the former proprietor?
The easiest method to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Summertown and Botley conveyancing specialists.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Summertown and Botley is the location of the property. Is there any advice you can impart?
Flying freeholds in Summertown and Botley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Summertown and Botley you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Summertown and Botley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
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