We were just about to exchange contracts for a freehold house in East Oxford. We encountered a snag. The loan offer with Barclays Direct runs out on 8/6/2026 but the sellers are putting forward a completion date of 10/6/2026. Can one prolong the mortgage expiry date?
The best person to deal with your concern is your conveyancer who should calculate whether he or she is better off negotiating with the lender, vendor’s representatives, property agents or indeed all parties taking into account what has happend in your conveyancing to date.
What is the difference between a licensed conveyancer and conveyancing solicitor in East Oxford
There are many registered licenced Conveyancers in East Oxford and Solicitor partnerships in East Oxford who can help with your conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. They may both also deal with associated property related work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
We are planning to move house in July. Does my conveyancing solicitor call the removal company on the day of completion. Incidentally, can you recommend a removal company in East Oxford. Conveyancing lawyer was found before I stumbled across this site.
On the day of completion you will need to pick up the keys from the estate agent however this should only happen when the previous owners lawyers confirm to the agent that they have the completion monies and the keys can be collected. Subsequently you will need to advise the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal company but can help you choose a residential property solicitor in East Oxford or a solicitor with expertise in conveyancing in East Oxford.
I happen to be the only beneficiary of my late mum's estate with all property in now in my sole name, including the my former home in East Oxford. Conveyancing formalities meant that the Land Registry date was in March. I plan to dispose of the property. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship may be regarded the same way as though I had purchased the house in March. Do I have to wait 6 months to sell?
The CML handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. many lenders would take a practical view as this clause is principally there to identify the purchase and immediately sell or the flipping of property.
It has been five months following my purchase conveyancing in East Oxford completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Just had an offer accepted on a new build flat in East Oxford. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in East Oxford
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
I decided to have a survey done on a property in East Oxford before appointing conveyancers. I have been told that there is a flying freehold element to the house. The surveyor advised that some lenders will not issue a loan on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in East Oxford. Conveyancing may be slightly more expensive based on your lender's requirements.
I am thinking of appointing a conveyancing practitioner in East Oxford for my house move. Is there any facility to check a firm’s record with the profession’s regulator?
Members of the public may search for presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.