We just had an offer accepted to buy with Melton Mowbray Building Society. We have called around locally yet am struggling to find a Washwood Heath conveyancing firm on the Melton Mowbray Building Society approved list. Please you help?
You should take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the lender and type Washwood Heath or your location and you will see numerous conveyancers based in Washwood Heath or by proximity to you.
We are buying a property and the conveyancer has mentioned Chancel Repair for which the property may be obligated to contribute to as it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Washwood Heath
Unless a previous purchase of the house took place after 12 October 2013 you could take it that lawyers conducting conveyancing in Washwood Heath to continue to suggest a chancel search and or insurance against a claim.
My wife and I own a renovated Victorian house in Washwood Heath. Conveyancing practitioner represented me and Bank of Ireland. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the exact same property. Is it worth asking Bank of Ireland to clarify?
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Washwood Heath and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing practitioner who completed the work.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a simple, no chain conveyancing. Washwood Heath is where the house is located. Is there any advice you can impart?
Flying freeholds in Washwood Heath are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Washwood Heath you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Washwood Heath may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How do I identify a Washwood Heath solicitor on the Clydesdale conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the solicitor.
You can use the facility on this website. Please pick a bank and your location and you will see a number of Washwood Heath conveyancing lawyers located nearest you. We have listed some Washwood Heath conveyancing firms towards the end of this page and you can contact them to see if they are on the Clydesdale panel
I've recently bought a leasehold flat in Washwood Heath. Am I liable to pay service charges for periods before my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I own a 2 bed flat in Washwood Heath, conveyancing having been completed 7 years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Washwood Heath with over 90 years remaining are worth £197,000. The average or mid-range amount of ground rent is £55 invoiced annually. The lease comes to an end on 21st October 2080
You have 55 years left to run the likely cost is going to be between £31,400 and £36,200 plus legals.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more detailed due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.