Do the conveyancing practitioners that you recommend handle right to buy conveyancing in Sutton Coldfield?
We work with plenty of conveyancing solicitors carrying out right to buy transactions You should get in touch with us to obtain a costs illustration.
We note that you have a post code search directory identifying firms on the Coventry BS conveyancing panel. Do companies pay you a commission if I appoint them for our own conveyancing in Sutton Coldfield?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Sutton Coldfield.
My aunt passed away six months ago and as sole heir and executor I was left the house in Sutton Coldfield. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this allowed?
If you intend to re-mortgage then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
I am assisting my aunt sell her property in Sutton Coldfield. Does the conveyancer order an energy assessment or should I organise this?
After the demise of Home Packs, energy assessments remained a compulsory component of selling a property. An energy assessment should be commissioned prior to the property being marketed. It is not something that solicitors normally arrange. If you are instructing a Sutton Coldfield conveyancing solicitor they may be willing to arrange energy assessments given their relationships with reputable Sutton Coldfield accredited person
I currently have a mortgage with Santander for my property in Sutton Coldfield. Conveyancing has been completed some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?
You must advise Santander prior to letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel firm.
At last I have had an offer on a flat in Sutton Coldfield agreed to, but there is a chain. The vendors have offered on a flat, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a nearby conveyancing solicitor in Sutton Coldfield. What do I do now? When do I get the mortgage application with Bank of Ireland going?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then survey, Sutton Coldfield conveyancing search fees, etc). The first thing to do is ensure that your property lawyer is on the Bank of Ireland approved list. Regarding the subsequent steps this very much depends on the specifics of your transaction, attraction to this property and on the state of the market. During a hot market many buyers will apply for a home loan with Bank of Ireland and arrange for the valuation and only if it was satisfactory would they request their lawyer to move forward with searches.
We are purchasing a house and the conveyancer has raised the issue of Chancel Repair to which the house may be obligated to contribute to as it falls into the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Sutton Coldfield
Unless a previous acquisition of the property took place post 12 October 2013 you may expect conveyancing practitioners carrying out conveyancing in Sutton Coldfield to remain encouraging a chancel search and or chancel repair liability insurance.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Sutton Coldfield. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Sutton Coldfield
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.