My aunt passed away six months ago and as sole heir and executor I was left the property in Sutton Coldfield. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
If you plan to refinance then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
The deeds to my home are lost. The conveyancers who dealt with the conveyancing in Sutton Coldfield 10 years ago have long since closed. What are my options?
Gone are the days when you need to hold title original deeds to establish that you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
About to purchase a new build apartment in Sutton Coldfield. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Sutton Coldfield
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the input of my in-laws I had a survey completed on a property in Sutton Coldfield ahead of retaining solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some mortgage companies will not give a loan on such a home.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Sutton Coldfield. Conveyancing will be smoother if you use a solicitor in Sutton Coldfield especially if they are accustomed to such properties in Sutton Coldfield.
I am downsizing from my house. My past lawyers has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Sutton Coldfield if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Sutton Coldfield. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Back In 2009, I bought a leasehold house in Sutton Coldfield. Conveyancing and The Royal Bank of Scotland mortgage are in place. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Sutton Coldfield who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of the Land Registry to be sure that this person is indeed the new freeholder. It is not necessary to incur the fees of a Sutton Coldfield conveyancing firm to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Leasehold Conveyancing in Sutton Coldfield - A selection of Questions you should consider Prior to buying
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It is important to be aware whether redecorating or some other significant cost is due in the foreseeable future that will be shared by the tenants and will materially increase the the service charges or necessitate a specific invoice. It would be sensible to discover as much as possible regarding the company managing the block as they will impact your use and enjoyment of the property. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues like the cleanliness of the communal areas. Don't be afraid to ask other people if they are happy with them. Finally, be sure you know the dates that the service fees are due to the managing agents and specifically what you get for your money. This information is useful as a) areas can result in problems for the block as the common areas may begin to deteriorate if services are not paid for b) if the leaseholders have a dispute with the running of the building you will want to have full disclosure