Is the fact that my solicitor in Little Bromwich is not identified on my lender's solicitor panel that there is a problem with the standard of his conveyancing?
That would more than likely be a wrong assumption to make. There are plenty of plausible explanations. A recent report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) lack of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Little Bromwich conveyancing practice and enquire why they are no longer on the approved list for your lender.
What does my ID and proof of funds have anything to do with my conveyancing in Little Bromwich? What am I being asked for?
It is indeed that case that these requests have nothing to do with conveyancing in Little Bromwich. Nowadays you can not proceed with any conveyancing process in the absence handing over evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Please note that if you are supplying your driving licence as evidence of ID it needs to be both the paper element and photo card part, one is not acceptable in the absence of the other.
Proof of your origin of funds is required under Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer will need to have this information on file. Your Little Bromwich conveyancing solicitor will require evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask additional queries regarding the source of funds.
I have 7378 less than 75 years remaining on my lease and require a lease extension for my flat in Little Bromwich. Conveyancing solicitors on the Virgin panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/11/2025 the requirements read as follows :
Please help - my lawyer says that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Little Bromwich?
The appropriate level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between National Westminster Bank and Leeds Building Society. Conveyancing lawyers as opposed to borrowers take out such insurances.
I am buying a property in Little Bromwich. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?
As you are obtaining a mortgage with Aldermore your lawyer must follow the formal instructions set out in Section two of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and solicitors are required to report to Aldermore where a lease does not meet these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Little Bromwich.
RBS have agreed my home loan in principle, my bid on a property in Little Bromwich has been agreed to, what are the next steps?
Your property agent will need to know who your solicitors are (be sure the property lawyers are on the bank’s approved list). Telephone RBS or your broker and complete any outstanding documentation. RBS will appoint a valuer who will get in contact with the estate agent or owners to book an appointment. Once carried out (assuming no problems) it takes on average a fortnight to receive the mortgage offer. RBS will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Little Bromwich.
Over the last few months I have been searching for a flat up to £195,000 and identified one close by in Little Bromwich I like with open areas and station nearby, however it's only got 52 years on the lease. I can't really find anything else in Little Bromwich in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a home loan the remaining unexpired lease term may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
I am selling my house. My former lawyers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Little Bromwich if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Little Bromwich. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.