It has come to my attention via my mortgage adviser that my Erdington solicitor is not on the mortgage company Conveyancing panel. What can I do to be certain if this is indeed the case?
The best course of action for you to take is to call your Erdington lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Erdington conveyancing firm that is on the conveyancing panel for your lender.
What does my ID and proof of funds have anything to do with my conveyancing in Erdington? What am I being asked for?
To satisfy the Money Laundering Regulations any Erdington conveyancing firm will require proof of identity in all conveyancing transactions. This is normally satisfied by provision of a passport and an original bank statement or utility account showing where you live.
Under Money Laundering Regulations, property lawyers are obliged by law to ascertain not just the identity of conveyancing clients but also the source of fund that they receive in respect of any matter. An unwillingness to disclose this will lead to your conveyancer terminating their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers are duty bound to inform the appropriate authorities should they believe that any monies received by them may contravene the Money Laundering Regulations.
Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Erdington so that I can attend their offices if necessary.
Nowadays approved lawyers for lenders carry out the vast majority of work through the post, internet or over the phone. This means that they can undertake the legal work for your home move regardless of where you live in the country. However you can check if you can still book an appointment to visit conveyancing lawyer if needed.
How simple is it to change conveyancer as I have to instruct one who is on the Britannia conveyancing panel. I was using a high street conveyancing solicitor in Erdington round the corner but he is not approved by Britannia
We will our best to assist in finding you a conveyancing solicitor in Erdington on the Britannia panel. Please note that the property lawyers that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Erdington. In utilising search facility on this site, you can compare charges for conveyancing solicitors in Erdington and beyond.
Back In 2007, I bought a leasehold house in Erdington. Conveyancing and Santander mortgage are in place. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Erdington who acted for me is not around. Do I pay?
The first thing you should do is contact the Land Registry to make sure that the individual purporting to own the freehold is indeed the new freeholder. You do not need to instruct a Erdington conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. You should note that regardless, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I purchased a 1st floor flat in Erdington, conveyancing formalities finalised March 1996. How much will my lease extension cost? Corresponding flats in Erdington with over 90 years remaining are worth £201,000. The ground rent is £45 yearly. The lease runs out on 21st October 2089
With only 64 years left to run we estimate the premium for your lease extension to range between £14,300 and £16,400 plus costs.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward based on this information without first seeking the advice of a professional.
Would local authority consent be necessary to change a house into two appartments in Erdington? This has occurred to a house adjacent to my home in Erdington and was unaware of it happening until after the works were done.
Planning Permission yes. Building Regulations yes.