A friend pointed out to me me that in purchasing a property in Erdington there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are anumerous of properties in Erdington which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Erdington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We expect to receive a OIP from TSB this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Erdington solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Erdington solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
Intending to buy a house in Erdington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Erdington solicitor is on the Bank of Ireland conveyancing panel.
I am buying a house and the conveyancer has raised the issue of Chancel Repair to which the house could be obligated to pay given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly required for conveyancing in Erdington
Unless a prior purchase of the house took place post 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Erdington to remain recommending a chancel search and or chancel repair liability insurance.
I have recentlybecome aware that Action Conveyancing have closed. They carried out my conveyancing in Erdington for a purchase of a leasehold flat 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Erdington conveyancing specialists.
Due to the advice of my in-laws I had a survey completed on a property in Erdington ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some mortgage companies may refuse to grant a loan on this type of home.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Erdington. Conveyancing may be slightly more expensive based on your lender's requirements.
How simple is it to swap conveyancer as I have to select one who is on the Godiva Mortgages Ltd conveyancing panel. I had appointed a local conveyancing solicitor in Erdington five minutes from me but he is not approved by Godiva Mortgages Ltd
It would be our pleasure to help you find a conveyancing solicitor in Erdington on the Godiva Mortgages Ltd panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Erdington. Using search facility on this site, you can compare charges for conveyancing solicitors in Erdington and throughout England and Wales.
I see that you have a post code search directory listing solicitors on the mortgage company conveyancing panel. Do Erdington conveyancing firms pay you a commission if I retain them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Erdington.