Do the conveyancing solicitors identified via your search tool handle auction conveyancing in Ottershaw?
We know of a number of niche lawyers we can connect you with those specialising in auction conveyancing. Ottershaw is one of the many locations where our lawyers have a presence.
We are planning to acquire a flat and require a conveyancing solicitor in Ottershaw who is on the Aldermore approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Ottershaw.
I have a decision in principle. The lender mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel conveyancer as I would much rather instruct a specialised conveyancing solicitor in Ottershaw?
You should check but the chances are that appoint one of their panel solicitors should you want the "fee-free" incentive. Contact the lender to ask if they make available a cash alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Ottershaw.
I just bought a property at auction in Ottershaw. Conveyancing is needed. What are my next steps?
Having exchanged you must instruct a conveyancing solicitor soon as you will have a tight a drop dead date to complete the conveyancing. An auction property will ordinarily have an associated auction set of papers. This should include evidence of title and search results. Where you are dealing with leasehold premises the auction papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in place to complete on the date specified in the contract.
I currently have a mortgage with Santander for my property in Ottershaw. Conveyancing has been completed 12 months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
Your original mortgage agreement with Santander will provide that you need their approval before renting your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. You need not do this via a Santander conveyancing panel lawyer.
Kent Reliance have agreed my mortgage in principle, my offer on a flat in Ottershaw has been accepted, what happens next?
The estate agent will need to know who your solicitors are (ensure that the solicitors are on the bank’s panel). Call up Kent Reliance or the financial adviser and finish off any relevant paperwork. Kent Reliance will instruct a valuer who will get in contact with the selling agent or seller to book an appointment. Once carried out (assuming no problems) it takes about a fortnight to receive the mortgage offer. Kent Reliance will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Ottershaw.
Due to the input of my in-laws I had a survey completed on a property in Ottershaw in advance of appointing solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders may not issue a loan on such a house.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Ottershaw. Conveyancing may be slightly more expensive based on your lender's requirements.
I am seeking to buy a repression house in Ottershaw and the bank selling would like to complete within a month. Do property lawyers meet that timeframe? Would it be better to use a local Ottershaw firm or an online conveyancer that professes to complete quickly?
Visit your Ottershaw high street. Pop in to 3 solicitor’s offices and ask to see a conveyancing solicitor for an estimate. Explain your requirements and try and obtain assurances on deadlines. Select the one that seems most efficient. Be sure to choose a lawyer on the panel of solicitors approved by your mortgage company.