Me and my partner are acquiring a ground floor flat in Liphook. My lawyer is not listed on the mortgage company conveyancing panel. Is it possible for me to retain my Liphook conveyancing solicitor notwithstanding that they are excluded from the mortgage company panel of approved conveyancing solicitors?
One will need to use a property lawyer to complete the formalities when you take out a loan to buy your property. They will conduct all the essential due diligence on the property, ensuring that you will be registered as proprietor and ensure that all the required mortgage documentation is in place. One could appoint a Liphook conveyancing practitioner of your choice. However, where the lawyer selected is not on the lender conveyancing panel additional fees will be incurred as separate legal representation will be need by the lender. Conveyancing panel applications may be submitted, so if your solicitor has not historically applied for membership they should take the opportunity to apply.
Can I use your services to locate a Conveyancing solicitor in Liphook even if I’m not buying or selling a house, for example where I intend to buy a shop in Liphook with a loan from Birmingham Midshires?
Our comparison service is predominantly there to get a quote from residential conveyancing solicitors in Liphook but we have recorded at the bottom of this page a selection of Liphook commercial conveyancing firms. You should enquire with the firm directly to see if they can also act for Birmingham Midshires
My Solicitor in Liphook is not listed on the Accord Mortgages Ltd Solicitor Panel. Can I still continue with my prefered solicitor even though they are not on the Accord Mortgages Ltd panel?
Your options are as follows:
- Complete the purchase with your preferred Liphook lawyers but Accord Mortgages Ltd will need to use a conveyancer on their list of acceptable firms. This will result in additional total conveyancing fees as well as result in frustration.
- Find a new lawyer to act in the purchase, obviously checking they are on the Accord Mortgages Ltd panel
I have todaybecome aware that Arc property Solicitors have closed. They conducted my conveyancing in Liphook for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?
The quickest method to see if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Liphook conveyancing specialists.
I'm purchasing my first flat in Liphook benefiting from help to buy. The developers would not reduce the price so I negotiated £7000 of extras instead. The property agent advised me not to tell my lawyer about the extras as it would jeopardize my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm remortgaging my existing home to a BTL mortgage with Virgin Money and intend to use the remaining equity as a down payment on another house. The neighborhood we are talking about is Liphook. Will your solicitors be able to act for both sets of lenders and link together the transactions?
Make use of our search tool on this site to be sure that the lawyers are on the appropriate lender panels. Having checked that they are your lawyer will be able to connect the two conveyancing matters but you should have a chat with you solicitor and specify your desired outcome and needs.