I am getting a mortgage with Santander. I would like to retain the legal services of a Licensed Conveyancer in Hindhead. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is is a decade since I bought my home in Hindhead. Conveyancing solicitors have just been instructed on the sale but I am unable to track down my deeds. Is this a major issue?
You need not be too concerned. First the deeds may be retained by your lender or they could still be with the lawyers who acted in your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. The vast majority of conveyancing in Hindhead involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
I need some expedited conveyancing in Hindhead as I am under a deadline to complete within 3 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at free not to do searches although no lawyer would recommend that you don't. With lots of history conveyancing in Hindhead the following are examples of issues that can appear and therefore affect the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
I used Arc property Solicitors several years ago for my conveyancing in Hindhead. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hindhead of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Hindhead with a mortgage from Barclays Direct. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not inform my conveyancer about this extras as it may adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We are one month into a residential purchase having been recommend to conveyancers by the local agent to perform conveyancing in Hindhead. I am am very dissatisfied with the quality of service. Can you you assist me in finding new lawyers?
A conveyancer would have to be very poor to suggest changing them. Has the loan offer been generated? If so you will need to inform them of the new contact details and ensure the mortgage documents are re-sent. The conveyancer should be on the mortgage company panel to avoid added fees and delays. So that should be your starting point. Our find a solicitor tool should help you find a bank approved lawyer for your home move in Hindhead