I am due to exchange on the purchase of a property in Hindhead but as a result of wreckage from the recent storms I have was able negotiate reparation from the current proprietors of £2k taking the form of a adjustment in the price. This was going to be addressed as part of the conveyancing process but Coventry BS are not allowing this. Why were they informed?
The conveyancing practitioner being on the Coventry BS conveyancing panel is obliged to inform Coventry BS of any variations to the sale price. If you were to refuse your lawyer to report the price change to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new conveyancing practitioner for your conveyancing in Hindhead.
I am currently in the process of buying my council flat in Hindhead. I have a mortgage offer with Skipton. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
It is not clear whether my lender requires a lease extension. I have called into my local Hindhead building society branch on a couple of occasions and was told it wasn't an issue and they will lend. My Hindhead conveyancing solicitor - who is on the mortgage company conveyancing panel- called and was told they refuse to lend in accordance with their specific requirements. Who do I believe?
Your property lawyer has to follow the CML Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I've read lots of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Hindhead solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hindhead surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I used Stirling Law several years past for my conveyancing in Hindhead. I now require my papers but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hindhead of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
In my capacity as executor for the will of my grandmother I am selling a residence in Monmouth but live in Hindhead. My conveyancer (based 300 miles awayhas requested that I execute a stat dec ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Hindhead who can witness this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are Hindhead based
I've found a house that appears to meet my requirements, at a reasonable figure which is making it all the more appealing. I have just discovered that it's a leasehold rather than freehold. I am assuming that there are particular concerns buying a leasehold house in Hindhead. Conveyancing advisers have are about to be instructed. Will they explain the issues?
The majority of houses in Hindhead are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in Hindhead so you should seriously consider shopping around for a Hindhead conveyancing solicitor and check that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. Being a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out changes to the property. You may also be required to pay a contribution towards the upkeep of the communal areas where the property is part of an estate. Your conveyancer will report to you on the legal implications.
Hindhead Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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It would be a good idea to enquire if the the lease contains any adverse restrictions in the lease. For instance some leases prohibit pets being allowed in certain buildings in Hindhead. If you like the apartmentin Hindhead however your dog is not allowed to make the move with you then you have a very difficult choice. On the whole the cost for major works tend not to be wrapped into the service charges, albeit that there some managing agents in Hindhead require tenants to contribute towards a reserve fund and this is used to offset against larger repairs or maintenance. Plenty Hindhead leasehold flats will be liable to pay a service bill for maintenance of the building set on behalf of the landlord. Where you purchase the apartment you will have to meet this contribution, normally in instalments throughout the year. This may vary from two or three hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a ground rent to be met annual, this is usually not a exorbitant sum, say approximately £50-£100 but you should to check it because sometimes it could be many hundreds of pounds.
Can you clarify the extent of conveyancing undertaken by Hindhead conveyancing firms?
Most Hindhead conveyancing firms can handle a number of assistance to home and land owners, vendors, buyers, landlords and tenants and you can expect them to offer expert advice on some of the following services:
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Residential sale conveyancing in Hindhead or elsewhere in the country
Home purchase conveyancing in Hindhead and also around the country
Staircasing and Equity Loan Redemption Property division, resulting from divorce or breakdown of a relationship Key worker schemes Holiday and buy-to-let purchases