My IFA requires my Haslemere law firm’s panel member for the Lloyds conveyancing panel. How do I discover this. I have tried my local Haslemere branch but they have not responded to me.
You are best placed to get this information from your Haslemere property lawyer . They maintain a central record lender panel numbers.
I am acquiring a house for cash in Haslemere. I have been residing for the last dozen years in Haslemere. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Haslemere conveyancing searches are at your discretion. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches carried out, but he is duty bound to do this. Do bear in mind; if you are intend to dispose of the house one day, it will likely be be of relevance to your prospective buyer what the searches determine. Sometimes houses with functional issues can still show up unpredicted search results. A competent conveyancing solicitor in Haslemere will be able to give you some helpful advice concerning this.
I am considering applying for a Yorkshire BS mortgage for purchase of a newly converted (under development) in Haslemere with 60% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Yorkshire BS ?
There is nothing to stop you using your solicitor, but Yorkshire BS will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
The estate agent has sent us the confirmation of our purchase of a new build flat in Haslemere. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Haslemere
-
Please confirm the Lease plans are architect prepared. Please supply a car parking plan. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I am looking for a ground for flat up to £305k and identified one round the corner in Haslemere I like with a park and transport links nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Haslemere in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
If you require a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
Can I determine who owns a house in Haslemere?
As long as the premises is registered with the Land Registry, and you have sufficient specifics of the location of the premises, you will be able to see results from the HMLR of the recorded owner for a a minimal charge.