It is 10 years ago since I acquired my house in Haslemere. Conveyancing lawyers have recently been appointed on the sale but I am unable to find the title deeds. Is this a major issue?
You need not be too concerned. Firstly there is a possibility that the deeds will be with your mortgage company or they may be in the possession of the lawyers who handled your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Most conveyancing in Haslemere involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
This question may be naive but I am unexperienced as a 1st time buyer of a two bedroom flat in Haslemere. Do I pick up the keys to the premises on the completion date from my lawyer? If this is the case, I will instruct a local conveyancing solicitor in Haslemere?
On the day of completion you will not be required to attend the conveyancers office in Haslemere. Conveyancing lawyers for you will transfer the completion advance to the seller's lawyers, and once they have received this, you will be able to collect the keys from the Estate Agents and start moving into the property. Usually this happens between 1 and 3pm.
When it comes to lenders such as Co-operative, do Haslemere conveyancers have to pay a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on a property in Haslemere on 24/3/2025, valuation was booked 4 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Are Leeds Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just acquired a detached house in Haslemere , What is the estimated time for the Land Registry to register my ownership? My Haslemere conveyancing solicitor has been very slow, so I want to check that my ownership is registered.
There is nothing unique about conveyancing in Haslemere registration formalities. As opposed to being determined by geographic area, timeframes can differ subject to the party submitting the application, whether it is in order and whether the Land registry must send notices to any third persons or bodies. As of today in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Historically registration takes place once the purchaser has moved in to the premises so post completion formalities is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.
I'm purchasing a new build house in Haslemere benefiting from help to buy. The developers refused to budge the amount so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not reveal to my conveyancer about the deal as it would impact my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what should have been a simple, no chain conveyancing. Haslemere is the location of the property. Can you offer any advice?
Flying freeholds in Haslemere are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haslemere you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haslemere may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the estate of my father I am selling a house in Monmouth but reside in Haslemere. My solicitor (based 260 miles from merequires that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Haslemere who can attest and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Haslemere based