We are a couple about to exchange contracts for a garden flat in Haslemere. We have hit a problem. The loan offer with Barclays Direct runs out on 15/9/2025 but the vendors are insisting on a completion date of 17/9/2025. Is it possible to prolong the mortgage offer?
The best person to address this concern is your solicitors who will determine if he or she is better off negotiating with the lender, owner’s solicitors, property agents or conceivably all parties taking into account the history of your house move to date.
We wanted to use a property lawyer in Haslemere for our home move. Our broker informed us that our mortgage lenders Norwich and Peterborough Building Society won't deal with them. Surely this is unduly restrictive?
A bank can insist on a panel conveyancer act for it. You would be expected to bear the cost of this. Please make use of our database to get a quote from a solicitor to conduct conveyancing in Haslemere on the Norwich and Peterborough Building Society approved list of solicitors.
I can see plenty of information on this site concerning conveyancing in Haslemere but can you isolate your top tip for finding the right conveyancer in Haslemere
It would be unwise to be seduced by the cheapest Haslemere conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Haslemere?
There are many registered licenced Conveyancers in Haslemere and Solicitor practices in Haslemere offering conveyancing We would stress that both are regulated professionals specialising in the legal work in transferring property. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have paid off my mortgage with TSB. I assume I don't need a Haslemere conveyancing practitioner on the TSB panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Have completed on a a semi-detached house in Haslemere , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Haslemere conveyancing solicitor works at snail pace, so I want to be sure that my name is registered.
As far as conveyancing in Haslemere registration is no faster or slower than the rest of England and Wales. Rather than based on location, timeframes can vary subject to the party submitting the application, whether there are errors and if the Land registry must send notices to any 3rd parties. At present approximately three quarters of such applications are fully addressed in less than three weeks but some can be subject to longer delays. Historically registration is effected after the new owner has moved in to the premises so 'speed' is not usually primary concern yet if there is a degree of urgency associated with the registration then you or your conveyancer could speak with the land registry and explain the circumstances.
How does conveyancing in Haslemere differ for new build properties?
Most buyers of new build residence in Haslemere approach us having been asked by the developer to exchange contracts and commit to the purchase even before the property is constructed. This is because house builders in Haslemere usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Haslemere or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Haslemere is the location of the property. Can you shed any light on this issue?
Flying freeholds in Haslemere are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Haslemere you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haslemere may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.