We were just about to sign contracts for a leasehold flat in Toton. We have hit a snag. The loan offer with National Westminster Bank runs out on 21/8/2025 but the owners are suggesting a completion date of 26/8/2025. Is it possible to prolong the loan expiry date?
The person best placed to address this concern is your solicitors who should calculate if they should be discussing with the lender, vendor’s solicitors, selling agents or conceivably all three given what has happend in your transaction as of today.
Do lawyers request money up-front when it comes to conveyancing in Toton?
Where you are retaining lawyers for conveyancing in Toton your lawyer will ask you put them with monies to cover the search fees. Normally this is asked for to cover the fees of the conveyancing searches. When the deposit is payable against the sale price then this should be needed shortly in advance of contracts are exchanged. Any further balance that is due should be sent to your lawyer a few days ahead of the day of completion.
Our bank has recommended solicitors on their panel based in Toton but I would rather instruct a conveyancing lawyer in Toton or nearer to where I live. Are you able to assist?
It is by no means the case that all Toton conveyancing solicitors are listed all lender’s conveyancing panel. Please make use of the above search tool to find a Toton conveyancing conveyancer on the on the mortgage company panel.
I am assisting my mother sell her flat in Toton. Does the conveyancing solicitor commission an energy performance certificate or do I organise this?
Following the abolition of HIPs, energy assessments was maintained a mandatory part of selling a property. An energy performance certificate needs to be commissioned prior to the property being placed on the market. This is not something that solicitors ordinarily arrange. If you are using a Toton conveyancing practitioner they may help arrange EPC’s given their contacts with long established Toton providers
Are all Toton Conveyancing Quality Solicitors on the Lloyds conveyancing list of approved firms?
It is true that some lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.
We were going to get a OIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Toton solicitors on the Virgin Money conveyancing panel, or is it better to go independently?
You will need to appoint Toton solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
How easy is it to swap firm as I need to instruct a firm on the Accord Mortgages Ltd conveyancing list. I was using a family conveyancing solicitor in Toton round the corner but he is not approved by Accord Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Toton on the Accord Mortgages Ltd panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are regulated by the SRA who regulate all conveyancing solicitors in Toton. In utilising the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Toton.
We are 14 days into a leasehold purchase having been referred to a firm by the local agent to execute conveyancing in Toton. I am am extremely disappointed with the level of service. Could you you assist me in finding new lawyers?
They would have to be really poor in order to consider changing them. Has the mortgage offer been generated? If so you will need to make them aware of the new contact details and have the mortgage documents are re-sent. Your new conveyancer should be on the banks panel to avoid escalating expenses and frustration. So that should be your starting point. Our search tool will assist you in finding a bank approved conveyancer for your home move in Toton