My friend's sister is a conveyancing practitioner. I anticipate that I will be offered preferential fee for conveyancing, However if that does not come through, what level of fees would I typically be looking at for conveyancing in Stapleford?
Do compare pricing. Make use of our search tool on this site. You will notice that fees do vary but the service one can expect differ between conveyancers as is true with most professions.
In what way does my ID and proof of funds have anything to do with my conveyancing in Stapleford? Why is this being asked of me?
Stapleford conveyancing solicitors as well as nationwide property practitioners accross the UK have an obligation under Anti-terror and anti-money-laundering rules to check the ID of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified ID; proof of identity (typically a Passport or Driving Licence) and evidence of address (usually a Utility Bill no more than three months).
Evidence of source of funds is also necessary under the money laundering laws as conveyancers are mandated to ensure that the funds you are using to purchase a property (whether it be the deposit for exchange or the full purchase amount if you are a cash purchaser) has originated from a reputable source (such as an inheritance) as opposed to the fruits of criminal activity.
We expect to receive a AIP from Kent Reliance this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Stapleford solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Stapleford solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
I'm at the point of viewing apartments in Stapleford and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a home loan with Clydesdale.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. Given that you are getting a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
I have today made my last payment due on my mortgage with UBS. I assume I don't need a Stapleford lawyer on the UBS panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where UBS has sent the Land Registry the discharge electronically, and
- UBS has instructed the Land Registry to do so
I am purchasing my first flat in Stapleford with the aid of help to buy. The sellers would not reduce the amount so I negotiated £7000 of extras instead. The property agent told me not inform my conveyancer about this extras as it may impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to transfer to a new conveyancer as I need to retain one who is on the Nottingham Building Society conveyancing panel. I had appointed a local conveyancing solicitor in Stapleford five minutes from me but he is not accepted by Nottingham Building Society
It would be our pleasure to help you find a conveyancing solicitor in Stapleford on the Nottingham Building Society panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Stapleford. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Stapleford.
We are in the process of purchasing a house in Stapleford. Can the lawyer keep our transaction price private from the likes of Zoopla. what can I do to ensure this is not noted?
The Land Registry by statute are obliged to specify price sold information on the official title for domestic properties countrywide including properties in Stapleford. The Title Register is an open document, so HM Land Registry would be breaching their statutory obligations if they failed to grant access to the register.
In essence you can make a request of HMLR to hide the amount paid data yet the response will be in the negative.