We were just about to sign contracts for a leasehold flat in Stapleford. We encountered a snag. The loan offer with The Mortgage Works runs out on 15/4/2026 but the owners are suggesting a completion date of 17/4/2026. Can one extend the loan offer?
The person best placed to address this concern is your lawyer who will assess if they better off negotiating with the lender, owner’s conveyancers, estate agents or indeed all three taking into account the history of your transaction as of today.
Various web forums that I have frequented warn that are a common reason for stalling in Stapleford conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances during the legal transfer of property. Searches are unlikely to feature in any slowing down conveyancing in Stapleford.
Me and my brother have a terraced Georgian house in Stapleford. Conveyancing solicitor acted for me and Norwich and Peterborough Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stapleford and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the purchase.
I have been on the look out for a leasehold apartment up to £195,000 and found one near me in Stapleford I like with amenity areas and station nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in Stapleford in this price bracket, so just wondered if I would be making a mistake acquiring a short lease?
If you require a mortgage the shortness of the lease may be an issue. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.
I am 14 days into a residential purchase having been directed to a firm by the selling agent to do our conveyancing in Stapleford. I am am starting to be frustrated with the level of service. Could you help me find new solicitors?
A solicitor would need to be really poor to suggest replacing them. Has the mortgage offer been generated? If so you will need to advise them of the replacement conveyancer and get the loan are issued to the new lawyers. Your new solicitor ideally should be on the mortgage company panel to avoid escalating costs and delays. So that should be your starting point. The find a solicitor tool will assist you in finding a bank approved conveyancer for your conveyancing in Stapleford
I today discovered that one of the directors of the law firm undertaking the purchase conveyancing in Stapleford is an aunty of the owners that we are buying from. Is this permitted?
As long as there is no conflict of interest this is allowable. If you are needing a home loan then the mortgage company may have a say as many mortgage companies have specific instructions concerning this. For example for Royal Bank of Scotland as of 15/2/2026, the requirements read as follows :