Much to our surprise we have been advised by our lender that my Maidstone the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be certain whether this is indeed the case?
Your first step should be to contact your Maidstone lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. If they are not on the panel they may be able to suggest a Maidstone conveyancing practice that is on the approved list of lawyers for your bank.
It is is a decade since I purchased my home in Maidstone. Conveyancing lawyers have recently been instructed on the sale but I can't locate the title deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they could still be with the lawyers who handled the purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Most conveyancing in Maidstone involves registered property but in the rare situation where your property is not registered it is more of a problem but is resolvable.
I have 70 years remaining on my lease and require a lease extension for my flat in Maidstone. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/2/2026 the requirements read as follows :
When it comes to mortgage companies such as Barclays, do Maidstone conveyancers have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
The mortgage over my property is with TSB for my property in Maidstone. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform TSB?
TSB must be informed of your intention before letting out your property as this is likely to be a breach of TSB’s mortgage conditions. It may be that TSB will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact TSB directly. You need not do this via a TSB conveyancing panel firm.
Principality have agreed my mortgage in principle, my bid on a house in Maidstone has been accepted, what are the next steps?
The property agent will wish to be informed of your lawyer's details (make sure the conveyancing practitioners are on the bank’s approved list). Telephone Principality or your financial adviser and finish off any relevant documentation. Principality will sellect a valuer who will get in touch with the estate agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Principality will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Maidstone.
I am a sole trader looking to take over a lease of an office on a shopping parade. Can you recommend solicitors offering no-move-no costs for non-domestic conveyancing in Maidstone for under £2000?
We can recommend firms who host a wealth of experience of commercial conveyancing in Maidstone, including the sale and purchase of businesses as well as simply property. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail unit or a whole business we will put you in touch with the right lawyer. As for the charges these will vary based on the structure and nuances of the deal. Let us have your contact information or email us so that we may supply you with comprehensive commercial conveyancing quote.
What are the specific benefits to selecting a high street conveyancer in Maidstone
Home movers in Maidstone opt for a local lawyer so that they can visit if they have concerns, and to execute mortgage deeds rather than depending on the post.
There is a marginal edge when opting for a solicitor nearby to the house you are hoping to purchase, due to the knowledge of the locality and potential local issues - but this is moot. Many conveyancers are now over the internet and could be almost anywhere.