As someone unfamiliar with the Maidstone conveyancing process what’s your top tip you can give me for the legal transfer of property in Maidstone
You may not hear this from too many lawyers but conveyancing in Maidstone or throughout England and Wales is often a confrontational process. Put another way, when it comes to conveyancing there is an abundance of room for conflict between you and other parties involved in the transaction. E.g., the seller, property agent and on occasion your mortgage company. Appointing a lawyer for your conveyancing in Maidstone is a critical decision as your conveyancer is your adviser, and is the ONLY person in the transaction whose responsibility is to protect your best interests and to protect you.
We are witnessing a worrying creep of a "blame" culture- someone must be at fault for the process being so protracted. We recommend that you must always trust your solicitor ahead of all other players when it comes to the legal assignment of property.
My mortgage company has suggested a law firm on their panel based in Maidstone but I would rather use a conveyancing lawyer in Maidstone local to me. Are you able to help?
The minority of Maidstone conveyancing solicitors are listed all lender’s conveyancing panel. Do make the most of our find an approved solicitor tool to identify a Maidstone conveyancing solicitor on the on the mortgage company panel.
I am assisting my sister sell her house in Maidstone. Will the conveyancer arrange an EPC or it is for the owner to see to?
Following the abolition of Home Information Packs, EPC’s was maintained a required element of selling a property. An EPC should be commissioned in advance of the property being put on the market. This is not something that conveyancers normally arrange. If you are instructing a Maidstone conveyancing solicitor they may be able to arrange energy performance certificates due to their contacts with reputable Maidstone accredited person
When it comes to lenders such as Barclays, do Maidstone conveyancers face a fee to be on the list of approved solicitors?
We are unaware of any mortgage company fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
About to purchase flat in Maidstone. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Maidstone conveyancing practitioner is on the Virgin Money conveyancing panel.
I am buying a property and the conveyancer has referenced Chancel Repair for which the house could be liable because it falls into the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in Maidstone
Unless a previous acquisition of the house completed post 12 October 2013 you could take it that lawyers carrying out conveyancing in Maidstone to continue to recommend a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Maidstone?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Maidstone. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build apartment in Maidstone. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Maidstone
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Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.