Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Snodland. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/3/2025, the requirements read as follows :
Can I be sure that the Snodland conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Snodland seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your conveyancing.
I'm at the point of looking at houses in Snodland and I am now considering a potential offer. Should I already have a lawyer appointed at this point? I will be getting a mortgage with Santander.
It would be advisable to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are seeking a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
After shopping around on the internet I have found a Snodland conveyancer having checked that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Snodland surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
How does conveyancing in Snodland differ for new build properties?
Most buyers of new build residence in Snodland come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Snodland usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Snodland or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Snodland in advance of instructing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies may refuse to grant a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Snodland. Conveyancing will be smoother if you use a solicitor in Snodland especially if they regularly deal with such properties in Snodland.
In my capacity as executor for the estate of my grandfather I am disposing of a property in Swansea but reside in Snodland. My lawyer (who is 235 miles awayneeds me to execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Snodland who can attest this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are based in Snodland
I have instructed a Snodland conveyancing solicitor for our house purchase (FTB’s) and have noticed in the terms and conditions that they are not overseen by the Financial Conduct Authority. Should I be concerned or is that standard with solicitor?
We can't see why they should be. Most conveyancer don't lend money. They should be governed by the SRA, who dictate stringent laws regulating monies deposited in their bank.