It is 10 years ago since I acquired my house in Snodland. Conveyancing solicitors have just been retained on the sale but I am unable to find the title deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be kept by the lender or they could be in the possession of the lawyers who handled your purchase. Secondly in all probability the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Almost all conveyancing in Snodland relates to registered property but in the unlikely event that your home is not registered it is more tricky but is resolvable.
If you had a top tip for choosing a conveyancing solicitor in Snodland what would it be?
We would encourage you not to go for the lowest Snodland conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Forgive me if this question is silly but I am wet behind the ears as a 1st time purchaser of a garden flat in Snodland. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Snodland?
On the day of completion you will not be required to attend the conveyancers office in Snodland. Conveyancing lawyers for you will transfer the purchase money to the owner’s solicitors, and once they have received this, you should be invited to pick up the keys from the property Agents and move into your new home. Usually this happens between 1 and 3pm.
Completion of my purchase has taken place for my property in Snodland. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My partner and I are selling our house in Snodland and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers instructed an internet conveyancing firm as opposed to a conveyancing solicitor in Snodland. We have lived in Snodland for three years we know that this is a non issue. Do we get in touch with our local Authority to obtain confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am buying a new build flat in Snodland. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Snodland
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Snodland is where the house is located. Can you offer any advice?
Flying freeholds in Snodland are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Snodland you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Snodland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am buying a garden maisonette in Snodland. Conveyancing lawyer has been awaiting, from the seller, building insurance paperwork. I was told today I was advised that the vendor needs to forward the insurance paperwork for the flat above also. Why would my conveyancer need to see the insurance for the flat above? Is it strictly necessary? We have been stalled for the previous fortnight…
It is not unheard of in leasehold conveyancing in Snodland to find Conveyancing in Snodland in a minority of cases reveals that the lease provides for the leasehold owners to insure their individual flats as opposed to the landlord insuring the whole premises - which is clearly better. Do double check with your solicitor but it would seem that your conveyancing practitioner is attempting to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the other flat cannot be reconstructed for lack of insurance cover.