My partner and I are buying our first house. Our lawyer has contact usto enquire if we want to take out supplemental conveyancing searches. We are really unsure what's relevant for conveyancing in Snodland
The number and type of Snodland conveyancing searches depends primarily on the property, the location, the possibility of any of these risks, your knowledge of the locality and risks, your general attitude to risk. What is important is that you properly appreciate what information the searches could provide. You may then make a decision if you personally think you need that search. Where you are unsure, ask your conveyancer to recommend.
As someone with no idea as to the Snodland conveyancing process what is the number one tip you can impart concerning the house moving process in Snodland
You may not hear this from too many lawyers but conveyancing in Snodland or throughout Kent is an adversarial experience. Put another way, when it comes to conveyancing there exists an abundance of opportunity for friction between you and other parties involved in the legal transfer of property. E.g., the seller, property agent and on occasion your bank. Choosing a solicitor for your conveyancing in Snodland should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to protect your legal interests and to keep you safe.
There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. You your first instinct should be to trust your conveyancer above all other players when it comes to the legal transfer of property.
I had intended to instruct a conveyancing solicitor in Snodland for our house purchase. Our broker informed us that our bank HSBC Bank won't deal with them. Surely this is unduly restrictive?
Pre- 2008 most mortgage companies had a different appetite for risk. Almost all Snodland conveyancing firms would have been on most mortgage company panels. The financial services regulator in 2010 completed a thematic investigation into mortgage fraud which concluded: mortgage lenders should know the conveyancing solicitors dealt with. Consequently, lenders have regularly sought more data from law firms concerning their operations and the individuals who work for them and set certain criteria such a completing on a minimum number of transactions. Many Snodland conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Snodland is amongst the thousands of areas where the conveyancers showing on our search results are on the panel for HSBC Bank.
We are buying a house and the conveyancer has raised the issue of Chancel Repair for which the house may be liable as it falls into the area of such a church. She has suggested insurance. Is this really required for conveyancing in Snodland
Unless a previous acquisition of the house completed post 12 October 2013 you may expect lawyers handling conveyancing in Snodland to remain encouraging a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up during conveyancing in Snodland?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Snodland. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Should I instruct a Snodland conveyancing practitioner in close proximity to the house I am buying? An old friend can conduct the legal work but they are based approximately 350miles drive away.
The primary upside of using a local Snodland conveyancing practice is that you can attend the office to sign documents, present your ID and pester them if necessary. They will also have local knowledge which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If other friends have instructed your friend and in the main were content that should trump using an unfamiliar Snodland conveyancing solicitor just because they are round the corner.