Me and my partner are soon to complete buying a property in West Malling but as a consequence of damage from a small fire at the property I have managed to agree reparation from the current proprietors of three thousand pounds in the form of a adjustment in the price. This was going to be addressed as part of the conveyancing process but HSBC are not allowing this. Should they have been approached?
The solicitor that is on the HSBC conveyancing panel is obliged to disclose to HSBC of any amendments to the purchase price. If you prohibit your conveyancing practitioner to disclose the reduction to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new lawyer for your conveyancing in West Malling.
Can I use your services to locate a Conveyancing solicitor in West Malling even where I’m not buying or selling a house, for instance where I want to buy a shop in West Malling with a mortgage from Leeds Building Society?
Our comparison service is primarily used to select residential conveyancing solicitors in West Malling but we have set out towards the end of this page a selection of West Malling commercial conveyancing firms. You will need to make contact with the firm directly to check if they can also act for Leeds Building Society
I bought my flat on 12 April and the transaction details is not yet on the land registry website. Should I be concerned? My conveyancing solicitor in West Malling advises it should be formalised in less than a month. Are properties in West Malling uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in West Malling registration formalities. As opposed to being determined by geographic area, timescales can vary subject to who lodges the application, whether there are errors and whether the Land registry have to notify any other persons or bodies. As of today roughly 80% of submission are fully addressed within two weeks but some can be subject to protracted delays. Registration is effected once the purchaser has moved in to the premises therefore 'speed' is not typically top priority but where there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in West Malling differ for new build properties?
Most buyers of new build or newly converted property in West Malling come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is constructed. This is because builders in West Malling tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Malling or who has acted in the same development.
I decided to have a survey completed on a property in West Malling in advance of instructing solicitors. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will not give a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West Malling. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in West Malling to see if the conveyancing will be more expensive.
I am looking for a conveyancing practitioner in West Malling for my house move. Is there any facility to see a firm’s record with the legal regulator?
One may search for presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.