We are about to sign contracts for a ground floor flat in West Malling. We encountered a stumbling block. Our mortgage offer with Alliance & Leicester expires on 21/1/2026 but the owners are insisting on a completion date of 23/1/2026. Can one prolong the loan offer?
The person best placed to deal with your concern is your conveyancer who is in a position to determine whether he or she is should be discussing with the lender, seller’s conveyancers, estate agents or possibly all three taking into account the history of your conveyancing to date.
Finally the sale completed on my house in West Malling last October yet the purchaser is Skype messaging me complaining that her solicitor is waiting to hear from mine. What should have happened now that I have sold?
Following your disposal your solicitor is committed to forward the transfer deeds and all supplemental paperwork to the buyer’s solicitors. If applicable, your lawyer should also evidence that the home loan has been paid off to the purchasers lawyers. There is unlikely to be post completion formalities just for conveyancing in West Malling.
What happens if my lawyer’s firm is removed from the Lloyds Conveyancing panel ahead of completing my conveyancing in West Malling?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
A colleague suggested that if I am purchasing in West Malling I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your West Malling conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about West Malling around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the West Malling Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, West Malling Education with plans and statistics, Local Amenities and other useful data regarding West Malling.
Just had an offer accepted on a new build flat in West Malling. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in West Malling
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Should I be wary by brokers that I am dealing with are suggesting a national conveyancing firm as opposed to a local West Malling conveyancing practice?
As is the case with lots of service providers, often suggestions from connections can be most helpful. Yet there are many players in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies may suggest solicitors to appoint. On occasion the lawyers might be known to one of the organisations as being good in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You have the right to appoint your preferred conveyancer. Don't forget that some banks operate an approved list of law firms you are obliged to use for the mortgage related work in your transaction.