Despite weeks of looking the Title Certificate and documents to my house can not be found. The conveyancers who dealt with the conveyancing in West Malling 4 years ago no longer exist. What do I do?
As long as you have a registered title the information relating to your proprietorship will be recorded by the Land Registry with a Title Number. It is possible to conduct a search at the Land Registry, identify your house and secure current copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be obtained for twenty pounds.
I'm purchasing my first flat in West Malling with a mortgage from Aldermore. The builders refused to budge the amount so I negotiated £7000 of additionals instead. The sale representative suggested that I not to tell my lawyer about this side-deal as it will put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. West Malling is the location of the property. What do you suggest?
Flying freeholds in West Malling are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Malling you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Malling may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How difficult is it to switch firm as I need to appoint a firm on the Barnsley Building Society conveyancing list. I instructed a family conveyancing solicitor in West Malling five minutes from me but she is not approved by Barnsley Building Society
We will our best to assist in finding you a conveyancing solicitor in West Malling on the Barnsley Building Society panel. Please note that the solicitors that we list do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in West Malling. In utilising search facility on this website, you can scrutinise costs for conveyancing solicitors in West Malling and beyond.
I need to appoint a conveyancing solicitor for my conveyancing in West Malling. I happened to chance upon a site which seems to have the perfect solution If there is a chance to get all formalities done via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What advice can you give us when it comes to appointing a West Malling conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a West Malling conveyancing practice) it is essential that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non West Malling conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions might be useful:
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How many lease extensions has the firm carried out in West Malling in the last year? What are the charges for lease extension work?
Leasehold Conveyancing in West Malling - Sample of Queries Prior to Purchasing
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The answer will be useful as a) areas could cause problems in the block as the communal areas may begin to deteriorate if maintenance are not paid for b) if the leasehold owners have an issue with the managing agents you will need to have full disclosure The best form of lease structure is a share of the freehold. In this arrangement the tenants have control and even though a managing agent is frequently employed if the building is bigger than a house conversion, the managing agent retained by the leaseholders. How many of the leaseholders are in arrears for their service charge payments?