We note that you have a search directory identifying solicitors on the Virgin Money conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Gillingham?
We are a listing service only for law firms wishing to communicate if they are on the Virgin Money conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Gillingham.
I am considering applying for a Nationwide mortgage for purchase of a newly converted (under development) in Gillingham with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Nationwide ?
In theory, you could use a solicitor that is not on the Nationwide conveyancing panel, but Nationwide would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I am helping my sister sell her property in Gillingham. Will the solicitor commission an energy performance certificate or do I organise this?
Following the demise of Home Packs, energy performance certificates remained a compulsory element of selling a property. An EPC needs to be commissioned prior to the property being marketed. This is not as aspect of the sale process that solicitors ordinarily organise. Where you are using a Gillingham conveyancing practitioner they may help arrange EPC’s due to their relationships with long established Gillingham assessors
We are buying a victorian detached house in Gillingham. The intention is to an extension at the rear at the house.Will legal due diligence on the property include enquiries to ascertain if these works are permitted?
Your solicitor will review the deeds as conveyancing in Gillingham can occasionally identify restrictions in the title documents which prohibit categories of alterations or necessitated the permission of another owner. Some extensions require local authority planning permissions and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
After months of negotiation I have agreed a price on a house in Gillingham. My financial adviser suggested a solicitor. I paid an upfront payment of £225. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
What will a local search inform me about the property my wife and I purchasing in Gillingham?
Gillingham conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search plays an important part in most Gillingham conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I am buying a new build apartment in Gillingham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Gillingham
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Is it the case that all Gillingham solicitors on every lender conveyancing panel?
The Lexsure search tool on this page may be of use or you can drop into your high street lender branch in Gillingham. Chances are that they will be in a position to suggest some approved conveyancing solicitors in Gillingham