I am need of leasehold conveyancing for a flat in a fairly new development (6 years built) in Gillingham. The vast majority the flats are already occupied. Is it strictly necessary to order conveyancing searches for my conveyancing in Gillingham?
A big part of the Gillingham conveyancing process is the conveyancing searches. There are numerous search providers who offer Gillingham conveyancing searches, as well straight from the local authority. These are known collectively as personal search organisation and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their information from the local authoritative source.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to appoint a Gillingham based conveyancing firm?
You should check but the chances are that allocate you one of their panel conveyancers should you accept the "fee-free" deal. Speak to the bank to explore if they make available a monetary alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case you could put that amount towards the cost for your conveyancing solicitor near Gillingham.
A friend informed me that in buying a property in Gillingham there could be a number of restrictions preventing external changes to a property. Is this right?
We are aware of anumerous of properties in Gillingham which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Gillingham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We previously appointed conveyancing lawyers with offices in Gillingham on the Nationwide solicitor panel. They are now charging me a further charge for handling the Nationwide mortgage. Is this a supplemental conveyancing fee set by Nationwide?
As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your lawyer can charge a fee for this. This charge is not set by Nationwide but by your Gillingham property lawyer. Some firms on the Nationwide panel will charge an ‘acting for lender’ fee and others do not.
I'm in the process of looking at apartments in Gillingham and I am now considering a potential offer. Is it sensible to have a conveyancing practitioner on ‘stand by’? I intend to finance via a home loan with Principality.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are seeking a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
I have been told that property searches are the primary reason for delay in Gillingham conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Gillingham.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Gillingham is where the house is located. Can you shed any light on this issue?
Flying freeholds in Gillingham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gillingham you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gillingham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In my capacity as executor for the estate of my father I am selling a house in Newport but live in Gillingham. My conveyancer (approximately 250 kilometers awayrequires that I sign a stat dec ahead of completion. Can you recommend a conveyancing lawyer in Gillingham to attest this legal document for me?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are Gillingham based