I have just been advised by my broker that my Kent the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure whether this is correct?
The first thing you need to do is to contact your Kent lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they may be able to suggest a Kent conveyancing practice that is on the approved list of lawyers for your bank.
We are buying a property and need a conveyancing solicitor in Kent who is on the Kent Reliance conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Kent Reliance . We don't recommend any particular firms conducting conveyancing in Kent.
Two weeks ago we had a mortgage agreed in principle with Clydesdale. Kent conveyancing practitioners are selected. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
There is no definitive answer here. Have Clydesdale conducted the survey? Have you advised Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I can not fathom if my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Kent building society branch on various occasions and was told they are content with the situation and they would lend. My Kent conveyancing solicitor - who is on the lender conveyancing panel- called and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the lender panel, she or he must follow the Council of Mortgage Lenders’ Handbook provisions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I recently had an offer accepted on an apartment in Kent. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an advanced payment of £200. A couple of days later, the conveyancing practitioner contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I require quick conveyancing in Kent as I have an ultimatum to complete within one month. Luckily I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you have the choice not to have searches carried out although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in Kent the following are examples of what can be revealed and adversely affect future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...
Is it simple use your search facility to choose a conveyancing lawyer in Kent on the panel for my mortgage?
1st pick a bank such as Accord Mortgages Ltd, Coventry Building Society or Britannia then specify your preferred area for instance Kent. Conveyancing organisations in Kent and beyond should be identified.
I have been sourcing a conveyancing solicitor in Kent for my house move. Is it possible to review a solicitor's record with the legal regulator?
Anyone can review presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training reasons.