Having sold my house in Kent last January but the buyer keeps whats apping daily to say her conveyancer is waiting to hear from mylawyer. What are the post completion sale formalities now that I have sold?
Following your sale your conveyancer should send the transfer documentation and all supplemental paperwork to the buyer’s lawyers. Depending on the transaction, your conveyancer must also evidence that the mortgage has been redeemed to the purchasers lawyers. There is unlikely to be post completion tasks peculiar conveyancing in Kent.
I used Wolstenholmes several years past for my conveyancing in Kent. I now require my papers but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Kent of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Kent with a loan from Barclays Direct. The sellers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not reveal to my conveyancer about the side-deal as it could impact my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Given that I will soon spend £400,000 on 3 bedroom house in Kent I would like to talk to a lawyer about myhouse move before appointing the firm. Is this something that you can arrange?
This is something that we recommend - we would be happy to talk to you we do not take any clients on without you speaking to the solicitor due to be conducting your property ownership legalities in Kent.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for residential conveyancing in Kent should be the amount on the final invoice that you are charged.
My husband and I are new on the property ladder - had an offer accepted, yet the agent told us that the vendor will only proceed if we use their preferred solicitors as they want a ‘quick sale’. We would rather use a local solicitor used to conveyancing in Kent
It is improbable the sellers are behind this. Should the vendor want ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Speak to the owners direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)but you will continue to instruct your preferred Kent conveyancing lawyers - not the ones that will earn their estate agent a referral fee or hit his conveyancing thresholds pre-set by head office.
What are the frequently found defects that you come across in leases for Kent properties?
Leasehold conveyancing in Kent is not unique. All leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain provisions are wrong. For example, if your lease is missing any of the following, it could be defective:
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Service charge per centages that don't add up correctly leaving a shortfall Repairing obligations to or maintain parts of the building
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Nationwide Building Society, Virgin Money, and Bank of Ireland all have very detailed conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to provide security, forcing the purchaser to withdraw.
Kent Conveyancing for Leasehold Flats - Examples of Queries before Purchasing
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Does the lease contain onerous restrictions? Plenty Kent leasehold flats will be liable to pay a service bill for the upkeep of the block set on behalf of the freeholder. Should you acquire the flat you will have to pay this contribution, normally in instalments during the year. This may vary from several hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a rentcharge for you to pay yearly, this is usually not a large amount, say around £50-£100 but you should to check it because occasionally it could be many hundreds of pounds. What is the service charge and ground rent on the flat?