We are acquiring a brand new apartment in Kent and my conveyancer is telling me that she has to the bank to disclose incentives from the developer. I am under pressure to exchange contracts and I would rather not prolong deal. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are purchasing a property and require a conveyancing solicitor in Kent who is on the Virgin Money approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Kent.
I can see plenty of information on this site regarding conveyancing in Kent but can you isolate your top tip for selecting the right conveyancer in Kent
Do not opt for the cheapest Kent conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Can I be sure that the Kent conveyancing solicitor on the RBS panel is any good?
When it comes to conveyancing in Kent getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the lawyer carrying out your transaction.
My wife and I have organised a further advance on our mortgage from Aldermore as we want to carry out a loft conversion to our property in Kent. Are we obliged to appoint a local Kent solicitor on the Aldermore conveyancing panel to deal with the legals?
Aldermore would not normally appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Aldermore conveyancing panel.
Do I need to take out insurance to protect me from financial exposure to chancel repairs when buying a residence in Kent?
Unless a previous purchase of the house took place after 12 October 2013 you can take it that solicitors delivering conveyancing in Kent to remain encouraging a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. Kent is where the house is located. Is there any guidance you can give?
Flying freeholds in Kent are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kent you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kent may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking into buying my first house which is in Kent and I am already nervous. I couldn't find anything specific about Kent. Conveyancing will be needed in due course but do you know about the Kent area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Kent. In the meantime here are some basic statistics that we found