We are planning to acquire a house and need a conveyancing solicitor in Kent who is on the TSB approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Kent.
I am downsizing from our property in Kent and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Kent. We have lived in Kent for many years we know of no issue. Should we contact our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
How does conveyancing in Kent differ for new build properties?
Most buyers of new build property in Kent come to us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is constructed. This is because house builders in Kent tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Kent or who has acted in the same development.
Do I need to be concerned about brokers that I am dealing with are encouraging me to use an online conveyancing firm rather than a local Kent conveyancing firm?
As is the case with many professional services, often input from relatives can be worth their weight in gold. Yet there are numerous parties with a keen interest in a conveyancing matter; estate agents, mortgage brokers and lenders might all recommend conveyancers to select. On occasion these lawyers might be known to one of the organisations as experts in their field, but occasionally there exists a financial incentive behind the recommendation. You have the right to appoint your own conveyancer. However, bear in mind that the majority of banks operate an approved list of lawyers you are obliged to use for the lender related work in your transaction.
What makes a Kent lease defective?
There is nothing unique about leasehold conveyancing in Kent. All leases are drafted differently and legal mistakes in the legal wording can result in certain provisions are erroneous. The following missing provisions could result in a defective lease:
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Repairing obligations to or maintain parts of the premises Insurance obligations
A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Yorkshire Building Society, The Royal Bank of Scotland, and Bank of Ireland all have express conveyancing instructions when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to withdraw.
Kent Conveyancing for Leasehold Flats - Sample of Questions you should consider Prior to Purchasing
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Generally speaking the outlay for major works tend not to be incorporated into the service charges, although some managing agents in Kent ask leasehold owners to pay into a sinking fund and this is used to offset against larger repairs or maintenance. What is the yearly service fee and ground rent?
Why is it not possible to complete our conveyancing in Kent on a bank holiday?
Because on completion the funds needs to pass between the banks of the purchaser and seller's conveyancing practitioner and currently this can only take place on a working day. It is not possible to complete on a saturday or sunday either.