At long last a mortgage offer from Nationwide for the refinancing of my 4 room maisonette is coming imminently. Could you recommend a cheap conveyancing lawyer in Kent?
You have arrived at the wrong place to search for a cheap conveyancing solicitors in Kent. We can offer you excellent value conveyancing but we do not aim to work with the cheapest lawyers. Avoid the trap of appointing companies teasing you with ninety nine pound conveyancing in Kent. The optimum outcome, in choosing a lawyer for low cost conveyancing, you will earn what you pay for and at worst you will end up with a surprising uplift in additional fees and still not end up with the service required.
We are purchasing a property and require a conveyancing solicitor in Kent who is on the TSB conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Kent.
How does conveyancing in Kent differ for newly converted properties?
Most buyers of new build or newly converted property in Kent contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is finished. This is because house builders in Kent typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kent or who has acted in the same development.
I am looking for a ground for flat up to £195,000 and identified one near me in Kent I like with a park and railway links in the vicinity, the downside is that it only has 61 years unexpired on the lease. I can't really find anything else in Kent for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage that many years will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
Is it possible to change firm as I need to instruct a firm on the Leeds Building Society conveyancing panel. I instructed a local conveyancing solicitor in Kent five minutes from me but he is not accepted by Leeds Building Society
We will our best to assist in finding you a conveyancing solicitor in Kent on the Leeds Building Society panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Kent. In making use of search facility on this page, you can compare costs for conveyancing solicitors in Kent and throughout England and Wales.
What are your top tips when it comes to finding a Kent conveyancing practice to carry out our lease extension conveyancing?
If you are instructing a conveyancer for your lease extension (regardless if they are a Kent conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Kent conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions might be of use:
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What are the costs for lease extension conveyancing?
Kent Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying
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How long is the Lease? Plenty Kent leasehold properties will have a service bill for maintenance of the building invoiced on behalf of the freeholder. Where you buy the property you will have to meet this amount, usually periodically throughout the year. This could be anything from several hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all probability there will be a ground rent for you to pay yearly, this is usually not a exorbitant amount, say around £25-£75 but you should to check it because sometimes it can be prohibitively expensive. Where a Kent lease has less than eighty years it will affect the value of the apartment. It is worth checking with your bank that they are happy with residual term of the lease. Leases with fewer than 80 years remaining means that you will most likely need a lease extension at some point and you need to have some idea of how much this will be. Remember, in most cases you would be required to have been the owner of the premises for a couple of years before you are legally able to extend the lease.