I am selling my apartment in Meopham. Does my lawyer have to be on the Virgin Money conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Virgin Money conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently currently.
There are a variety of conveyancing solicitors in Meopham but how do I know who I should use?
Do not opt for the cheapest Meopham conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
My uncle pointed out to me me that in purchasing a property in Meopham there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?
There are a number of properties in Meopham which have some sort of restriction or requirement of consent to carry out external alterations. Part of the conveyancing in Meopham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We had appointed conveyancing lawyers based in Meopham on the Nottingham solicitor panel. They have just invoiced me a further fee for dealing with the Nottingham mortgage. Is this a supplemental conveyancing fee specified by Nottingham?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor can charge a fee for this. This charge is not dictated by Nottingham but by your Meopham conveyancer. Plenty of firms on the Nottingham panel will levy ’dealing with mortgage’ fee but many firms include it on their overall fee.
I have justbeen informed that Wolstenholmes have closed. They carried out my conveyancing in Meopham for a purchase of a freehold house 18 months ago. How can I be sure that my home is in my name in the name of the previous owner?
The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Meopham conveyancing specialists.
The estate agent has sent us the confirmation of our purchase of a new build flat in Meopham. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Meopham
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Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared.
I've recently found out that there is a flying freehold element on a house I have offered on two weeks back in what should have been a simple, no chain conveyancing. Meopham is where the house is located. Is there any guidance you can give?
Flying freeholds in Meopham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Meopham you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Meopham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am looking to sell my property. My former solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Meopham if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Meopham. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.