I am acquiring a brand new duplex in Meopham and my conveyancer is telling me that she has to the bank to disclose incentives from the builder. I am on a tight deadline to exchange and my preference is not to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We had instructed conveyancing lawyers with offices in Meopham on the Santander solicitor approved list. They have just billed me a separate charge for dealing with the Santander mortgage. Is this a supplemental conveyancing fee specified by Santander?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your property lawyer can charge a fee for this. This fee is not dictated by Santander but by your Meopham solicitor. Numerous firms on the Santander panel will quote an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
I have today made my last payment due on my mortgage with Yorkshire BS. I assume I don't need a Meopham conveyancing practitioner on the Yorkshire BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
About to purchase apartment in Meopham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the UBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Meopham conveyancer is on the UBS conveyancing panel.
Just bought a semi-detached house in Meopham , What is the estimated time for the Land Registry to record the transfer to my name? My Meopham conveyancing solicitor has been painfully slow, so I want to check that my purchase is recorded.
As far as conveyancing in Meopham is concerned, registration is no faster or slower than anywhere else in England and Wales. As opposed to being determined by geographic area, timeframes can adjust depending on who lodges the application, whether it is in order and whether the Land registry need to notify any other persons or bodies. Currently approximately 80% of such applications are completed within two weeks but occasionally there can be extensive delays. Registration occurs after the buyer is living at the premises thus an expedited registration is not always top priority yet where there is a degree of urgency associated with the registration then you or your conveyancer can contact the land registry and explain the circumstances.
About to purchase a new build apartment in Meopham. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Meopham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan.
My business partner and I are wishing to take an assignment of a lease of a shop on the high street. Can you recommend conveyancers offering competitive fees for non-domestic conveyancing in Meopham for less than 1500k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Meopham, including the sale and acquisition of businesses as well as simply property. Whether you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can put you in touch with the right lawyer. As for the costs this will depend on the structure and terms of the proposed transaction. Please provide us with your details or email so as to enable us to supply you with a fixed commercial conveyancing quote.
I need to appoint a conveyancing solicitor for some conveyancing in Meopham. I happened to land on a site which seems to have the perfect solution If there is a chance to get all formalities done via email that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?