Having sold my house in Malden last April but my buyer keeps Skype messaging daily to moan that his lawyer is waiting to hear from mylawyer. What should have happened following completion?
Post completion of your sale your solicitor should forward the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your solicitor must also evidence that the legal charge in favour of the lender has been repaid to the buyers lawyers. There is unlikely to be post completion requirements unique to conveyancing in Malden.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Malden so that I can pop in to their offices when needed.
These days conveyancing panel lawyers for banks carry out the vast majority of communications through the post, internet or over the phone. This means that they can undertake the conveyancing transaction no matter where you live in the country. That being said you can check if you have the option of visiting the offices of your conveyancing lawyer if you prefer.
I am helping my aunt sell her house in Malden. Does the conveyancing solicitor commission an EPC or it is for me to see to?
After the demise of HIPs, EPC’s became a required element of selling a property. An energy performance certificate must be commissioned before the property is placed on the market. This is not a task that lawyers normally organise. If you are instructing a Malden conveyancing solicitor they might be willing to arrange EPC’s given their relationships with reputable local energy assessors
I am buying a detached bungalow in Malden. We would like to an extension at the rear at the property.Will the conveyancing process include investigations to determine if these works were previously refused?
Your property lawyer will review the registered title as conveyancing in Malden will on occasion identify restrictions in the title deeds which prevent categories of changes or need the consent of a 3rd party. Many works call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
It is unclear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Malden building society branch on a couple of occasions and was informed it wasn't a problem and they will lend. My Malden conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The conveyancing practitioner has to comply with the Council of Mortgage Lenders’ Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when buying a house in Malden?
Unless a prior purchase of the property completed after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Malden to remain recommending a chancel search and or chancel repair liability insurance.
Are there restrictive covenants that are commonly picked up during conveyancing in Malden?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Malden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build flat in Malden. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Malden
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry.