We are purchasing a house in Malden. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to deposit money into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Malden conveyancing practitioner on the HSBC panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
My sealed bid on a detached house in Malden has been agreed to, but there is a chain. The sellers have offered on on an apartment, however it’s not yet tied up, and have viewings of other properties in the pipeline. I have selected a nearby conveyancing solicitor in Malden. What should be my next step? When should I get the mortgage application with HSBC going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then survey, Malden conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the HSBC conveyancing panel. Regarding the next steps this very much depends on the specifics of your transaction, desire for this property and on the state of the market. During a rising market the majority of buyers will apply for the mortgage with HSBC and pay for the valuation and only if it comes back ok would they request their conveyancing practitioner to move forward with searches.
What can a local search tell me concerning the property my wife and I buying in Malden?
Malden conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search is essential in every Malden conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Malden is the location of the property. Is there any guidance you can give?
Flying freeholds in Malden are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Malden you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Malden may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help identify a Malden solicitor on the Yorkshire Building Society conveyancing panel? I have a car and am happy to travel upto 10miles to meet the conveyancer.
You can use the search on this website. Please pick a bank and your location and you will see a number of Malden conveyancing lawyers locally. We have detailed some Malden conveyancing firms at the bottom of this page and you can telephone them to check if they are on the Yorkshire Building Society panel
We're novice buyers - agreed a price, but the selling agent informed us that the seller will only proceed if we instruct the agent's preferred conveyancers as they need a ‘quick sale’. We would rather use a high street solicitor accustomed to conveyancing in Malden
We suspect that the owner is unaware of this request. If they require ‘a quick sale', alienating a genuine purchaser is not the way to achieve this. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you wish to move quickly (e)but you are going to use your own,trusted Malden conveyancing lawyers - not the ones that will earn the negotiator at the agency a kickback or meet his conveyancing thresholds demanded by head office.
Me and mypartner and I are are seeking to find an affordable conveyancing solicitor in Malden to buy a apartment. I really don't want to get ripped off and there's various Malden conveyancing practices out there...who do I opt for?
To fee estimates for your move via conveyancing firms that provide services in Malden please use our quote tool.