I am acquiring a ground floor flat in Roehampton. My Solicitor has never been on on the mortgage company solicitor panel. Is it possible for me to continue with my Roehampton conveyancing solicitor notwithstanding that they are excluded from the mortgage company list of approved lawyers?
Various options include
- Carry on with your existing Roehampton solicitor but your lender will need to instruct a property lawyer on their conveyancing panel. The net result is additional cost and potential frustration.
- Appoint a fresh property lawyer to act in the purchase, obviously checking they are on the bank conveyancing panel.
- Convince your property lawyer to seek to join the mortgage company panel
What will a local search inform me about the property my wife and I purchasing in Roehampton?
Roehampton conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Roehampton conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your property. The search should provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
Just bought a detached house in Roehampton , What is the estimated time for the Land Registry to record my ownership? My Roehampton conveyancing solicitor has been very slow, so I want to be certain that my purchase is registered.
There is nothing unique about conveyancing in Roehampton registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether there are errors and whether the Land registry must send notices to any third persons or bodies. At present approximately three quarters of submission are fully dealt with in less than three weeks but some can be subject to extensive hold-ups. Registration takes place after the purchaser is living at the property therefore an expedited registration is not usually primary concern but if there is a degree of urgency associated with the registration then you or your lawyers must communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Roehampton differ for new build properties?
Most buyers of new build premises in Roehampton come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Roehampton tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Roehampton or who has acted in the same development.
What tools are available to locate a Roehampton law firm on the Skipton Building Society conveyancing panel? I have wheels and am happy to travel upto 20miles to meet the solicitor.
You can use the tool on this website. Please pick a mortgage company and your location and you will see a number of Roehampton conveyancing lawyers based on proximity. We have detailed some Roehampton conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Skipton Building Society member panel
My husband and I hope to purchase our 1st property in Roehampton. Conveyancing solicitor already instructed. The financial consultant advised that a survey is not needed as the house is just 17 years old.
You would be best advised to take a Home Buyer's Report. Given the residence was constructed more than a decade ago the property will not come with a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report could be enough. The report should highlight any apparent problems and recommend additional investigation if appropriate. Where there are any signs of material issues obtain a comprehensive Building Survey from the beginning.