We opted for a high street firm for our conveyancing in Southfields today. Upon checking the official terms of business it is apparent thatwe are on the hook for costs even if the sale doesn't happen. Would I be best advised to appoint a web based solicitor practice promising no move no charge conveyancing in Southfields?
It is usually a trade off in that if "No Sale No Fee" is offered then the conveyancing charges will generally be uplifted to neutralise those transactions that do not go ahead. Dont forget that such promotions generally do not cover outlay by way of example Southfields conveyancing search expenses.
My aunt passed away last year and as sole heir and executor I was left the property in Southfields. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I'm purchasing a new build house in Southfields with a loan from TSB. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative suggested that I not to tell my lawyer about the deal as it would affect my loan with TSB. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a flat up to £195,000 and identified one round the corner in Southfields I like with amenity areas and transport links in the vicinity, however it only has 51 remaining years left on the lease. There is not much else in Southfields in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I'm remortgaging my existing house to a BTL loan with The Mortgage Works and intend to use the remaining equity as a deposit on further house. The area we are looking at is Southfields. Will your conveyancers be able to act for both sets of mortgage companies and link together the transactions?
Do use our search tool on this page to be sure that the lawyers are approved by both banks. On the basis that they are the solicitor should be able to tie up the two deals but you should talk with you solicitor and make apparent your desired outcome and needs.
My partner and I yesterday found out that one of the directors of the solicitors acting on the purchase conveyancing in Southfields is is the sister of the owners that we are purchasing from. Is this allowed?
On the basis that there is no conflict of interest this is permitted. Where you are requiring a mortgage then the mortgage company may have a say as many mortgage companies have specific requirements concerning this. For example for HSBC as of 26/7/2025, the requirements read as follows :