We are about to exchange contracts for a semi detached house in Woburn Sands. We encountered a stumbling block. Our loan offer with Britannia expires on 23/3/2026 but the sellers are suggesting a completion date of 25/3/2026. Can one extend the mortgage offer?
The person best placed to address this issue is your solicitors who will hopefully determine if they better off negotiating with the lender, seller’s representatives, selling agents or conceivably all parties given what has happend in your conveyancing as of today.
Finally the sale completed on my house in Woburn Sands last August but my buyer keeps texting me to say their lawyer needs to hear from mine. What should my lawyer have done following completion?
Following your sale your lawyer should deliver the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your solicitor must also evidence that the mortgage has been repaid to the buyers lawyers. There are no post completion requirements peculiar conveyancing in Woburn Sands.
Is it the case that all Woburn Sands solicitor practices on the Coventry BS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do list licenced conveyancers on their panel and in such a situation the practice would be regulated by the Council of Licensed Conveyancers.
We had instructed conveyancers located in Woburn Sands on the Aldermore solicitor approved list. They have just invoiced me an additional charge for handling the Aldermore mortgage. Is this a supplemental conveyancing fee set by Aldermore?
Provided it is contained in their Terms and Conditions or Quote then yes your lawyer is entitled to charge a fee for this. This charge is not set by Aldermore but by your Woburn Sands lawyer. Some firms on the Aldermore panel will levy ’dealing with mortgage’ fee but many practices incorporate it on their overall fee.
I was told two weeks ago that my mortgage has been agreed to by Aldermore. Is it usual for Aldermore to only issue the offer once my solicitor in Woburn Sands is approved on their conveyancing panel? Aldermore have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
How easy is it to use the search tool to select a conveyancing solicitor in Woburn Sands on the approved list for my lender?
First pick a mortgage company such as Halifax, Virgin Money or Clydesdale then choose your preferred area for instance Woburn Sands. Conveyancing organisations in Woburn Sands and beyond will then be identified.
I need to find a conveyancing solicitor for sale conveyancing in Woburn Sands. I have chance upon a site which seems to have the perfect solution If there is a chance to get all formalities done via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Whilst your website is a good idea there are many lawyers listed near Woburn Sands being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our mortgage company?
We are not in the business of recommending one firm above another as the right Woburn Sands conveyancing firm for you depends on where your priorities lie. For example you may require a local firm with Woburn Sands knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..