I am about to put an offer on a leasehold apartment in Wolverton. The estate agents say that it is the norm for flats in Wolverton to have less than 75 years remaining. I am taking out a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 72 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/1/2026 the requirements read as follows :
My conveyancer has informed me that lack of right of way insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Wolverton?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Santander and Virgin Money. Conveyancing lawyers as opposed to borrowers take out such policies.
We had selected solicitors locally in Wolverton on the TSB solicitor panel. They have just billed me a further fee for handling the TSB mortgage. Is this an additional conveyancing fee specified by TSB?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer is entitled to charge a fee for this. This fee is not dictated by TSB but by your Wolverton conveyancing practitioner. Plenty of firms on the TSB panel will charge ’dealing with mortgage’ fee and others do not.
I currently have a mortgage with Nottingham for my property in Wolverton. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?
Nottingham must be informed of your intention in advance of letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel lawyer.
I am buying a house and the solicitor has mentioned Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. He has suggested insurance. Is this really necessary for conveyancing in Wolverton
Unless a previous purchase of the house took place post 12 October 2013 you could take it that lawyers conducting conveyancing in Wolverton to continue to propose a a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Wolverton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Wolverton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Wolverton is where the house is located. Is there any guidance you can impart?
Flying freeholds in Wolverton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wolverton you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wolverton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking to sell my home. My past conveyancers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Wolverton if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Wolverton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.