I chose a Morriston based solicitor for my conveyancing in Morriston today. Upon checking the Terms and Conditions it is apparent thatwe are liable for charges even where the conveyance does not complete. Should I go with them or appoint an internet conveyancing company promising no move no charge conveyancing in Morriston?
Generally there is a concession along the lines that if "No Completion No Fee" is offered then the conveyancing charges will generally be more expensive to offset those cases that fail to complete. Do bear in mind that such deals tend not to cover outlay such your Morriston conveyancing search charges.
It is a dozen years since I bought my house in Morriston. Conveyancing solicitors have now been retained on the sale but I can't find my title deeds. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they could be in the possession of the conveyancers who acted in the purchase. Secondly the likelihood is that the property will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. The vast majority of conveyancing in Morriston relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Morriston. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 3/1/2026, the requirements read as follows :
My wife and I own a renovated Edwardian house in Morriston. Conveyancing solicitor acted for me and Barclays . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Morriston and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing solicitor who conducted the purchase.
I am purchasing my first flat in Morriston benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The property agent suggested that I not reveal to my conveyancer about this extras as it may affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Morriston cover?
Morriston conveyancing for business premises covers a broad range of guidance, provided by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.