I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Morriston. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/5/2025, the requirements read as follows :
Will our lawyer be raising questions concerning flooding during the conveyancing in Morriston.
The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Morriston. Plenty of people will buy a property in Morriston, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Conveyancers are not best placed to impart advice on flood risk, however there are a numerous checks that can be initiated by the purchaser or on a buyer’s behalf which will figure out the risks in Morriston. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the vendor to find out if the property has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the vendor, then a buyer could commence a compensation claim resulting from an incorrect reply. The buyer’s lawyers should also commission an enviro search. This will reveal if there is any known flood risk. If so, additional inquiries should be made.
I bought my home on 4 November and the transaction details is not yet registered. Need I be worried? My conveyancing solicitor in Morriston advises it should be registered inside ten days. Are titles in Morriston uniquely lengthy to register?
There is nothing unique about conveyancing in Morriston registration formalities. Rather than based on location, timescales can adjust depending on who lodges the application, whether there are errors and if the Land registry must send notices to any interested parties. As of today roughly three quarters of such applications are fully dealt with in less than three weeks but some can be subject to longer hold-ups. Historically registration is effected once the purchaser has moved in to the premises so 'speed' is not usually an essential issue but if it is urgent that the the registration takes place urgently then you or your conveyancer should speak with the land registry and explain the circumstances.
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Morriston is where the house is located. What do you suggest?
Flying freeholds in Morriston are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Morriston you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Morriston may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon spend over three hundred thousand on a two bedroom apartment in Morriston I would like to have a conversation with the solicitor about myhome move in advance of giving the go ahead to the firm. Is this something that you can arrange?
We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the solicitor who will be carrying out your property ownership legalities in Morriston.There is no ‘factory style conveyancing’ - each client is an important person, not a file number. The solicitors that we put you in touch with believe that the fees you are provided with for residential conveyancing in Morriston should be the amount on the final invoice that you end up paying.
Can a conveyancer remove a name from the title of my home in Morriston ?
Subtracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a property lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer