Would the conveyancing solicitors that you recommend conduct attended exchange conveyancing in Morriston?
We do have a number of conveyancing specialists who can conduct 24hr exchanges. Please e-mail us to obtain a costs illustration and details as to availability.
Finally the sale completed on my house in Morriston last April yet the purchaser is e-mailing daily to say his solicitor needs to hear from mine. What should have happened now that I have sold?
After completion of your sale your lawyer should deliver the transfer deeds and all of the paperwork to the buyer’s solicitors. If applicable, your solicitor should also confirm that the legal charge in favour of the lender has been repaid to the purchasers conveyancers. There is unlikely to be post completion tasks unique to conveyancing in Morriston.
I am due to move house in May. Will my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you put forward a removal company in Morriston. Conveyancing firm was found before I stumbled across this website.
On the afternoon of completion you can pick up the house keys from the estate agent however this can only happen after the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be passed over. You should tell the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can assist you in choosing a residential property solicitor in Morriston or a legal practice that specialises in conveyancing in Morriston.
I can not work out if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Morriston bank branch on a couple of occasions and was told they are content with the situation and they would lend. My Morriston conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they would not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. I have no idea who is right.
Provided that the conveyancer is on the lender approved list, she or he must adhere to the CML Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Our sealed bid on a detached house in Morriston has been agreed to, but there is a chain. The vendors have offered on on an apartment, however it’s not yet tied up, and have viewings of other properties booked. I have selected a nearby conveyancing solicitor in Morriston. What should be my next step? At what point do I apply for the mortgage with Principality?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Morriston conveyancing search costs, etc). The first thing to do is ensure that your solicitor is on the Principality conveyancing panel. Regarding the subsequent steps this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. In a rising market many buyers would apply for a home loan with Principality and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with the conveyancing in Morriston.
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who dealt with the conveyancing in Morriston 10 years ago are no longer around. Will I be able to sell the house?
As long as the title is registered the information relating to your ownership will be evidenced by HMLR with a Title Number. It is possible to execute a search at the Land Registry, identify your house and secure current copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will usually hold a certified duplicate of the Registered Lease and again, a copy can be ordered for £20 inclusive of VAT.
What does commercial conveyancing in Morriston cover?
Morriston conveyancing for business premises incorporates a broad range of advice, given by regulated solicitors, relating to business property. For example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of leases.
My partner and I are purchasing a garden flat in Morriston. At the time of instructing our property lawyer, they told us that they were on all major UK bank panels. Our financial adviser emailed today to say that they are not on the Virgin Money approved list. Were it to be true, what should we do? Should we simply find a new conveyancer that is on their panel or do we cover the costs for dual representation, with Virgin Money appointing their own preferred lawyer.
When buying a property with mortgage finance it is normal for the buyer’s solicitors to also represent the mortgage company. In order to act for a bank or building society a conveyancing practitioner has to be on that lender's conveyancing panel. An application has to be made by the solicitor to the lender to become a member of the lender's panel and there are increasingly strict criteria which the solicitor has to satisfy. Some mortgage companies now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancer should contact Virgin Money to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on Virgin Money's conveyancing panel and you may continue to use your own Morriston solicitors, in which case it will likely add costs, and it may delay matters as you are adding another solicitor into the equation.