Is it possible for conveyancing in Clydach to be completed within two weeks?
In the event that the seller is applying pressure to complete it is highly recommended that your conveyancer is familiar with the location as they will benefit local contacts and knowledge. It is even conceivable that they would have handled previoushouses in the same road. You would be best advised to use a Clydach conveyancing lawyer. Second, ensure that the lawyer is on the member panel. It is estimated that nearly one in five of Clydach conveyancing transactions are suspended or derailed after finding out that a buyer’s solicitor was not on their mortgage lender’s panel. In many cases this discovery resulted in the transaction being delayed by as much as three weeks. It is estimated that this issue impacts in the region of one hundred thousand home sales annually. Many Clydach conveyancing firms can not act for certain banks so do check as early as possible.
When it comes to lenders such as Bank of Ireland, do Clydach conveyancing practitioners incur a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
is it true that all Clydach solicitor firms on the RBS conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the RBS approved list of solicitors they would need to be overseen by the SRA. The majority of banks do list licenced conveyancers on their panel and in that case the practice would be regulated by the CLC.
After much negotiation I have agreed a price on an apartment in Clydach. My financial adviser suggested a conveyancer. I paid an on account payment of £200. A couple of days later, the conveyancer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly identified as part of conveyancing in Clydach?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Clydach. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Clydach is where the house is located. Can you offer any assistance?
Flying freeholds in Clydach are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Clydach you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clydach may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am selling my home. My past solicitors closed down. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Clydach if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Clydach. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
A conveyancing company acted on my conveyancing in Clydach half a dozen years ago having archived my registration documents but has since been shut down – how do I retreive them?
Deeds, as such, no longer exist as most homes in Clydach are recorded electronically at Land Registry. If you need to establish evidence of proprietorship or are selling or refinancing your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.