Can the conveyancing solicitors that you recommend perform conveyancing in Clydach by way of an attended exchange?
We do have a number of conveyancing specialists carrying out one day exchanges. Please call us to receive a conveyancing quote and details as to availability.
Is there a reason why leasehold purchase conveyancing in Clydach is more expensive?
Clydach leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
I am about to put an offer on a leasehold flat in Clydach. The estate agents advise that it is the norm for flats in Clydach to have less than 75 years unexpired on the lease. I am expecting a mortgage with Virgin. Will the property be mortgageable given that the lease has 69 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/11/2025 the requirements read as follows :
I'm purchasing my first flat in Clydach benefiting from help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of extras instead. The sale representative advised me not inform my conveyancer about the side-deal as it will put at risk my mortgage with Alliance & Leicester . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I wish to let out my leasehold apartment in Clydach. Conveyancing solicitor who did the purchase is retired - so can't ask him. Do I need to ask my freeholder for their consent?
Your lease dictates relations between the freeholder and you the flat owner; specifically, it will indicate if subletting is not allowed, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. Most leases in Clydach do not prevent strict prohibition on subletting – such a provision would adversely affect the market value the property. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly sending a duplicate of the sublease.
Leasehold Conveyancing in Clydach - Sample of Questions you should ask before buying
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Generally speaking the outlay for major works are not included within maintenance charges, although a few managing agents in Clydach obliged tenants to pay into a reserve fund created for the specific intention of establishing a fund for major repairs or maintenance. It is important to be aware if fixing the lift or some other major work is due shortly to be shared amongst the tenants and may well materially increase the the maintenance charges or necessitate a one off invoice. Most Clydach leasehold properties will be liable to pay a service charge for the upkeep of the block set by the management company. Where you purchase the property you will have to meet this amount, usually quarterly throughout the year. This could differ from several hundred pounds to thousands of pounds for buildings with lifts and large communal grounds. In all likelihood there will be a rentcharge for you to pay annual, this is usually not a exorbitant figure, say around £25-£75 but you should to check it because occasionally it can be prohibitively expensive.
Is planning consent needed to convert a house into a couple of flats in Clydach? This has been done to a house opposite to my home in Clydach and was ignorant of it happening until the works were done.
Planning Permission yes. Building Regulations yes.