I was notified yesterday by my financial adviser that my Clydach lawyer is not on the lender Conveyancing panel. What can I do to be certain whether this is indeed the case?
The sensible course of action for you to take is to contact your Clydach conveyancer. You lawyer should inform you of the situation. If they are not on the panel they may recommend you to a Clydach conveyancing practice that is on the conveyancing panel for your lender.
I am buying a house and require a conveyancing solicitor in Clydach who is on the Alliance & Leicester approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Alliance & Leicester in certain locations such as Clydach. We dont recommend any particular firm.
I need some fast conveyancing in Clydach as I am under a deadline to exchange contracts inside 4 weeks. Fortunately I do not need a mortgage. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a mortgage you have the choice not to do searches although no lawyer would advise that you don't. Drawing on our experience of conveyancing in Clydach the following are instances of issues that can crop up and adversely impact future mortgageability: Enforcement Actions, Overdue Charges, Overdue Grants, Unadopted Roads,...
Over the last few months I have been searching for a leasehold apartment up to £245,000 and found one round the corner in Clydach I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Clydach for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you need a home loan the remaining unexpired lease term may be problematic. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least twenty four months you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
My husband and I are FTB’s - agreed a price, but the estate agent told us that the vendor will only proceed if we use their recommended lawyers as they want a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Clydach
We suspect that the owner is not behind this ultimatum. Should the owner want ‘a quick sale', turning down a genuine purchaser is going to damage their objectives. Try to communicate with the vendors directly and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)however you are going to use your preferred Clydach conveyancing lawyers - as opposed tothe ones that will give their estate agent a referral fee or hit his conveyancing thresholds pre-set by head office.
Estate agents have just been given the go-ahead to market my basement flat in Clydach. Conveyancing solicitors are to be appointed soon, but I have just had a yearly maintenance charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should pay the service charge as usual because all rents and service charges will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Leasehold Conveyancing in Clydach - Sample of Queries Prior to buying
-
Can you tell me if there are any major works on the horizon that will likely increase the maintenance costs? What is the the remaining lease term?