Can your site be used to find a Conveyancing solicitor in Swansea City even where I’m not purchasing or disposing of a house, for instance if I wish to buy a shop in Swansea City with a mortgage from Yorkshire Building Society?
The service is primarily used to find domestic conveyancing solicitors in Swansea City but we have recorded at the bottom of this page some Swansea City commercial conveyancing firms. You will need to make contact with the company directly to see if they can also act for Yorkshire Building Society
I am in the process of refinancing my apartment in Swansea City, does my lawyer need to be on the TSB Solicitor panel?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
When it comes to mortgage companies such as Skipton, do Swansea City solicitors face an annual charge to be on the conveyancing panel?
We are not aware of any mortgage company fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
Is there a list of Nationwide panel conveyancers in Swansea City on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings open the public online. If you are looking for a Swansea City solicitor on the Nationwide please make the most of our tool.
I am currently in the process of buying my council flat in Swansea City. I have a mortgage offer with Bank of Ireland. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Bank of Ireland, you will need to appoint a solicitor on the Bank of Ireland conveyancing panel.
I'm purchasing my first flat in Swansea City with a loan from Barnsley Building Society. The builders would not reduce the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not inform my solicitor about this deal as it would put at risk my mortgage with Barnsley Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Swansea City is where the house is located. Can you offer any assistance?
Flying freeholds in Swansea City are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Swansea City you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Swansea City may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Hoping to buy a property located in Swansea City and I am already nervous. I couldn't find anything specific about Swansea City. Conveyancing will be needed in due course but do you know about the Swansea City area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Swansea City. In the meantime here are some basic statistics that we found