I am expecting a mortgage with Nat West. I would like to employ the services of a Licensed Conveyancer in Swansea City. Does the Nat West Conveyancing panel include conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
About to place a bid on a leasehold property in Swansea City. The property agents tell me that it is the norm for flats in Swansea City to have less than 75 years left on the lease. I am obtaining a loan with Tesco Bank. Will the property be mortgageable given that the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/6/2025 the requirements read as follows :
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Swansea City?
Two types of professional can perform conveyancing in Swansea City namely licenced conveyancers or solicitors. The two can provide the legal services that you need to complete the sale or acquisition of property. They are both required to handle Swansea City conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that all requisite steps should be appropriately adhered to.
My bid for a property was accepted at auction in Swansea City. Conveyancing is necessary. What are my next steps?
Now that you are to all intents and purposes signed on the dotted line you must hire the services of a conveyancing solicitor soon as you are facing a pending a drop dead date to complete the transaction. An auction property will have a bespoke legal set of papers. This should include most,if not all of the paperwork that your conveyancer requires. Where you are dealing with leasehold property the auction pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in order to complete the transaction on the set completion date.
My fiancee and I are spending time viewing apartments in Swansea City and I am about to put in an offer. Should I already have a conveyancer in place at this point? I will be getting a home loan with Santander.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are seeking a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
What does commercial conveyancing in Swansea City cover?
Non domestic conveyancing in Swansea City covers a broad array of advice, offered by regulated solicitors, relating to business premises. For instance, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
I’m about to sell my garden flat in Swansea City. Conveyancing solicitors are to be appointed soon, but I have just had a half-yearly service charge demand – what should I do?
It best that you pay the invoice as usual as all ground rent and maintenance payments should be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
Leasehold Conveyancing in Swansea City - Examples of Questions you should ask Prior to Purchasing
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Make sure you find out if the the lease contains any unreasonable restrictions in the lease. By way of example plenty of leases prohibit pets being permitted in in a block in Swansea City. If you love the apartmentin Swansea City however your cat can’t make the move with you then you have a very hard decision. Are any of leasehold owners in dispute over their service charge payments? Are there any major works in the near future that could increase the service fees?
Me and my husband have agreed a price on a Swansea City bungalow we inherited seven years ago in 2010. I have over 15 years conveyancing knowledge and, now retired, wish to do the conveyancing. The purchaser's conveyancer has informed me that their Lenders will not allow you to do your own conveyancing mandating that the funds to be passed via a solicitor's bank account.
Mortgage requirements to property lawyers from all mainstream lenders state that If the seller does not have legal representation the purchaser’s lawyers should check whether the lender needs to be informed so that a decision can be reached as to whether they are willing to progress.