It is is a decade since I bought my home in New Rossington. Conveyancing solicitors have now been retained on the sale but I can't find the title documents. Will this jeopardise the sale?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they could stored with the conveyancers who acted in the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. The vast majority of conveyancing in New Rossington involves registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
My wife and I are buying a house in New Rossington. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to put funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We previously appointed solicitors based in New Rossington on the Co-operative solicitor approved list. They are now charging me an additional charge for dealing with the Co-operative mortgage. Is this a supplemental conveyancing fee specified by Co-operative?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancing practitioner can levy a fee for this. The charge is not set by Co-operative but by your New Rossington conveyancer. Plenty of firms on the Co-operative panel will levy ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
Intending to buy a house in New Rossington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the New Rossington conveyancer is on the Kent Reliance conveyancing panel.
I am close to exchanging contracts on the sale of our home in New Rossington and according to the buyers it appears that there is a possibility that the property was built on contaminated land. Any local lawyer would know this is not the case. It does beg the question why the buyers used an online conveyancing outfit rather than a conveyancing solicitor in New Rossington. Having lived in New Rossington for three years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. New Rossington is where the house is located. What do you suggest?
Flying freeholds in New Rossington are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside New Rossington you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in New Rossington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the will of my grandfather I am selling a residence in Swansea but I am based in New Rossington. My solicitor (based 250 miles awayhas requested that I execute a stat dec prior to completion. Can you recommend a conveyancing solicitor in New Rossington who can witness this legal document for me?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will suffice regardless of whether they are New Rossington based
I am hoping to put an offer on a small detached house that seems to tick a lot of boxes, at a great figure which is making it more attractive. I have subsequently been informed that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in New Rossington. Conveyancing lawyers have are about to be appointed. Will they explain the issues?
Most houses in New Rossington are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in New Rossington in which case you should be shopping around for a New Rossington conveyancing solicitor and check that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a lessee you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example obtaining the landlord’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the house is located on an estate. Your conveyancer will appraise you on the various issues.
I own a leasehold flat in New Rossington, conveyancing having been completed April 2012. How much will my lease extension cost? Equivalent flats in New Rossington with a long lease are worth £191,000. The ground rent is £55 invoiced annually. The lease expires on 21st October 2079
With just 53 years remaining on your lease the likely cost is going to span between £27,600 and £31,800 plus legals.
The figure above a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.