We are a couple about to sign contracts for a freehold house in New Rossington. We have hit a snag. Our loan offer with Barclays Direct expires on 27/11/2025 but the owners are insisting on a completion date of 1/12/2025. Is it possible to extend the mortgage expiry date?
The person best placed to deal with your issue is your conveyancer who is in a position to determine whether they better off negotiating with the mortgage broker, vendor’s conveyancers, selling agents or possibly all three given what has happend in your house move to date.
I recently had an offer agreed on a house in New Rossington. My mortgage broker suggested a property lawyer. I paid an upfront payment of £225. A couple of days later, the conveyancing practitioner contacted me sheepishly admitting that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my apartment. I had a double glazing fitted in January 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Clydesdale are being pedantic. The New Rossington solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
About to purchase house in New Rossington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the New Rossington solicitor is on the Principality conveyancing panel.
Will commercial conveyancing searches disclose proposed roadworks that may affect a commercial estate in New Rossington?
Many commercial conveyancing solicitors in New Rossington will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in New Rossington. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in New Rossington.
For every commercial conveyancing transaction in New Rossington it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to New Rossington commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not conducted for domestic conveyancing in New Rossington.
Due to the advice of my in-laws I had a survey completed on a house in New Rossington in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to give a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different instructions from Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in New Rossington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in New Rossington to see if the conveyancing costs will increase in light of this.
Given that I will soon part with hundreds of thousands of pounds on a two bedroom apartment in New Rossington I would like to have a conversation with the lawyer about mytransaction prior to giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be carrying out your conveyancing in New Rossington.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in New Rossington should be the figure that you are charged.
As a leasehold owner I am on the hook for a maintenance fee for my first floor flat in New Rossington. Due to losing my job and personal issues I slipped into arrears with payments. The managing agents agreed a clearance schedule but there is still around £1750 currently outstanding.
I am under pressure to sell and I am concerned this will threaten to derail the sale if I have to discharge the arrears first. Do I have to settle before - is this possible?
You should clarify with the solicitor carrying out your New Rossington conveyancing but one option could be to arrange for the debt to be transferred to the purchasers. The contractual price they pay would be adjusted to reflect the amount of debt they assume. They could then discharge the outstanding monies following completion of the purchase.