We opted for a high street solicitor for our conveyancing in Worksop last week. Upon checking the Ts and Cs I seewe are liable for charges even if our purchase doesn't happen. Should I ditch them and select an on-line solicitor practice promising no completion no cost conveyancing in Worksop?
It is usually a trade off in that if "No Completion No Fee" is advertised then the conveyancing charges will tend to be be higher to counteract the conveyances that do not proceed. Also remember that these deals rarely protect you from disbursements for example Worksop conveyancing search charges.
We are a couple about to exchange contracts for a freehold house in Worksop. We have hit a problem. Our mortgage offer with Accord Mortgages Ltd expires on 23/2/2026 but the vendors are putting forward a completion date of 25/2/2026. Can one extend the loan expiry date?
The person best placed to address this concern is your conveyancer who is in a position to calculate if they better off negotiating with the mortgage company, owner’s solicitors, selling agents or indeed all parties taking into account the history of your house move as of today.
What does my ID and proof of funds have anything to do with my conveyancing in Worksop? Why is this being asked of me?
Worksop conveyancing solicitors and indeed property lawyers throughout the UK have an obligation under money laundering regulations to check the ID of any client with a view to satisfy themselves that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and proof of address (usually a Utility Bill less than 3 months old).
Evidence of source of monies is also required under the money laundering regulations as conveyancers have a duty to investigate that the monies you are utilising to purchase a property (whether it be the deposit for exchange or the total purchase monies if you are a cash purchaser) has come from a reputable source (such as employment savings) rather than the proceeds of criminal activity.
I am purchasing a new build house in Worksop with the aid of help to buy. The builders refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not inform my conveyancer about this side-deal as it could affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Worksop is where the house is located. What do you suggest?
Flying freeholds in Worksop are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Worksop you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Worksop may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am downsizing from my home. My former solicitors has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Worksop if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Worksop. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.