About to place a bid on a leasehold flat in Maltby. The property agents assure me that it is standard for flats in Maltby to have less than 75 years remaining. I am expecting a loan with Bank of Ireland. Will the property be mortgageable given that the lease has 69 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/1/2026 the requirements read as follows :
I happen to be the single recipient of my late father’s estate and I have everything in my name alone, including the my former home in Maltby. The Maltby property was put into my name in December. I plan to dispose of the house. I understand that there is a CML six month 'rule', which means that my proprietorship will be considered the same way as though I had purchased the house in December. Do I have to wait half a year to sell?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. Some banks would take a pragmatic view as this provision is principally there to capture the purchase and immediately sell or the flipping of properties.
I am selling my apartment. I had a double glazing fitted in May 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nationwide are being problematic. The Maltby solicitor who is on the Nationwide conveyancing panel is recommending indemnity insurance as a solution but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Skipton have agreed my mortgage in principle, my offer on a flat in Maltby has been accepted, what happens next?
The estate agent will need to be advised as to your conveyancer's details (ensure that the solicitors are on the bank’s approved list). Contact Skipton or your broker and finish off any appropriate documentation. Skipton will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Skipton will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Maltby.
We are buying a house and the solicitor has mentioned Chancel Repair to which the property may be obligated to pay as it falls into the area of such a church. He has recommended insurance. Is this strictly appropriate for conveyancing in Maltby
Unless a previous purchase of the property took place after 12 October 2013 you could take it that solicitors conducting conveyancing in Maltby to continue to recommend a chancel search and or insurance against a claim.
Due to the input of my in-laws I had a survey completed on a house in Maltby before instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend refuse to issue a loan on this type of home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Maltby. Conveyancing may be slightly more expensive based on your lender's requirements.
I am 17 days into a residential purchase having been referred to conveyancers by the high street agent to perform conveyancing in Maltby. We are not happy. Could you help me find new solicitors?
A conveyancer would have to be really poor in order to consider replacing them. Has your mortgage been sent? If so you need to advise them of the replacement lawyer and ensure the loan are re-issued. Your conveyancer needs to be on the lenders panel to avoid supplemental costs and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool can help you find a bank approved conveyancer for your conveyancing in Maltby
I am hoping to complete next month on a basement flat in Maltby. Conveyancing lawyers assured me that they will have a report out to me within the next couple of days. What should I be looking out for?
The report on title for your leasehold conveyancing in Maltby should include some of the following:
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What you can do if a neighbour is in violation of a provision in their lease? You should be sent a copy of the lease Whether your lease provides for a slush fund for major works? The landlord’s rights to access the property. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided.
Maltby Conveyancing for Leasehold Flats - Examples of Queries Prior to buying
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How many of the leaseholders are in arrears for their maintenance charge payments? Does this lease have in excess of 80 years left? Best to be warned whether changing the roof or some other major work is due in the foreseeable future to be shared amongst the leaseholders and will dramatically increase the the maintenance costs or require a one time payment.