Do the conveyancing lawyers listed on your site handle conveyancing in Penistone by way of an attended exchange?
There are a few conveyancing specialists carrying out 24hr exchanges. Please e-mail us to receive a conveyancing quote and details as to availability.
I'm in the process of looking at houses in Penistone and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this stage? I will be getting a mortgage with Kent Reliance.
You should start obtaining conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are obtaining a mortgage with Kent Reliance, make sure you remember to check that your lawyer is on the Kent Reliance conveyancing panel.
I recently had an offer accepted on a house in Penistone. My mortgage broker pressured me to appoint their lawyer. I paid an upfront payment of £150. A few days later, the conveyancer contacted me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Co-operative have agreed my mortgage in principle, my bid on a apartment in Penistone has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (make sure the conveyancers are on the lender’s approved list). Contact Co-operative or your broker and finalise any appropriate paperwork. Co-operative will appoint a valuer who will get in touch with the selling agent or owners to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Co-operative will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Penistone.
I am downsizing from our home in Penistone and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed an online conveyancing outfit as opposed to a conveyancing solicitor in Penistone. We have lived in Penistone for many years we know that this is a non issue. Do we contact our local Authority to get clarification that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Over the last few months I have been searching for a flat up to £195,000 and identified one round the corner in Penistone I like with amenity areas and transport links nearby, however it's only got 61 years on the lease. There is not much else in Penistone in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?
Should you need a home loan the shortness of the lease will likely be a potential deal breaker. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I'm converting the mortgage on my existing house to a BTL loan with Bank of Ireland and I will use the ballance of the raised equity towards further house. The area we are interested in is Penistone. Will your solicitors be able to act for the two banks and tie in the transactions?
Make use of our search tool on this page to check that the conveyancers are approved by both lenders. On the basis that they are your conveyancer will be able to connect the two conveyancing matters but you should talk with you conveyancer and communicate your desired outcome and requirements.
I have noted on a number of online forums that when choosing a conveyancing solicitors they need approved by your lender. I am new to the process but I have an offer in principle from Nat West Bank and I already have a family conveyancing lawyer in Penistone on standby. Does Halifax need an approved conveyancer to be used? Does a directory of panel solicitors even exist for my conveyancing in Penistone?
You should instruct a solicitor that is on the Halifax panel. Simply ring your preferred Penistone conveyancing lawyer to check if they are on the Halifax panel. If they are not approved you have a couple of alternatives available to you here:
- Complete the deal with your preferred Penistone solicitor but Halifax will no doubt appoint a conveyancer on their approved list. This will result in additional charges and likely delay.
- Get a fresh lawyer to act in the purchase, obviously checking they are on the Halifax conveyancing panel.
- Convince your conveyancer to pull out all the stops to get accepted on the Halifax panel of solicitors.