I am assisting my niece sell her property in Pulborough. Will the conveyancer order the energy assessment or it is for me to see to?
Following the demise of Home Packs, EPC’s remained a mandatory element of selling a house. An energy assessment should be to hand prior to the property being put on the market. This is not something that law firms normally organise. Where you are instructing a Pulborough conveyancing practitioner they may help arrange EPC’s given their contacts with reputable Pulborough providers
I am selling my house. I had a double glazing fitted in July 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Nottingham are being problematic. The Pulborough solicitor who is on the Nottingham conveyancing panel is saying indemnity insurance will be fine but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?
It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have instructed a Pulborough lawyer having checked that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Pulborough surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
three months have elapsed following my purchase conveyancing in Pulborough concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Pulborough with a mortgage from The Mortgage Works. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not to tell my conveyancer about this extras as it will adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a house in Pulborough prior to retaining conveyancers. I have been told that there is a flying freehold aspect to the property. Our surveyor has said that some banks tend not grant a loan on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements for example to Halifax. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Pulborough. Conveyancing will be smoother if you use a solicitor in Pulborough especially if they are acquainted with such properties in Pulborough.
My company is looking to take an assignment of a lease of an office on the high street. Can you recommend solicitors offering no-sale-no fees for non-domestic conveyancing in Pulborough for less than 1500k?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Pulborough, including the sale and acquisition of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right firm. Regarding the charges these will vary based on the structure and heads of terms of the deal. Let us have your details or telephone so as to enable us to provide you with a detailed commercial conveyancing quote.
My uncle has encouraged me to appoint his lawyers for conveyancing in Pulborough. Should I use them?
There are no two ways about it the ideal way to find a conveyancing lawyer is to seek feedback from friends or family who have actually used the firm you're are thinking of instructing.