I plan on buying a maisonette in Saltdean. My Solicitor has never been on on the lender conveyancing list. Am I still permitted to use my Saltdean conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
Your options include
- Proceed with your preferred Saltdean property lawyer but your bank will need to instruct a solicitor on their conveyancing panel. The net result is additional fees together with probable interruption.
- Appoint a new conveyancing practitioner to act in the purchase, making sure they are on the bank conveyancing panel.
- Appeal to your lawyer to apply to join the lender panel
I am need of leasehold conveyancing for a flat in a relatively new development (five years old) in Saltdean. The vast majority the appartments have already been disposed of. Do I need carry out the local searches for my conveyancing in Saltdean?
You are opening yourself up to an unnecessary risk in refusing to carrying out Saltdean conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in no uncertain terms that you have them. If timings and price are top of your concerns you should discuss with your conveyancer about the possibility of search insurance
I am currently in the process of buying my council flat in Saltdean. I have a mortgage agreed with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Saltdean building society branch on various occasions and was told they are content with the situation and they would lend. My Saltdean conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your solicitor has to follow the CML Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my apartment. I had a double glazing fitted in September 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being pedantic. The Saltdean solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Taking into account that I will soon part with over three hundred thousand on 3 bedroom house in Saltdean I wish to talk to a lawyer about myconveyancing prior to appointing the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the solicitor due to be carrying out your property ownership legalities in Saltdean.There is no ‘factory style conveyancing’ - every client is unique individual, not a matter reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Saltdean should be the figure that you are charged.
In my capacity as executor for the estate of my father I am disposing of a residence in Neath but I am based in Saltdean. My solicitor (approximately 200 miles from mehas requested that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing lawyer in Saltdean to attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will suffice regardless of whether they are Saltdean based
We have been told by numerous friends that it should take six to eight weeks for Saltdean conveyancing to complete.This was a month ago. The property information was only forwarded to my conveyancer yesterday so does the time start running now?
One should take with a grain of salt any assurance as to expedited completion times. Rather you should enquire about the average timeframe to complete Saltdean conveyancing deals and if they are willing to work towards an agreed target date for your conveyancing in Saltdean