AssumingI was to acquire a straightforward housein Saltdean for cash and dispense with a survey and no local authority searches how much would I expect to to save on my conveyancing in Saltdean?
Any savings you would make would be limited to the costs for searches. Your solicitor still got to do everything else - money laundering, correspond with your sellers solicitor, SDLT submission, register the ownership etc. A marginal saving might be made by not needing to register a charge however it won't be a lot.
We are purchasing a detached bungalow in Saltdean. The intention is to convert the garage to a playroom at the house.Will legal conveyancing on the property include enquiries to determine if these alterations are allowed?
Your solicitor should check the registered title as conveyancing in Saltdean can on occasion identify restrictions in the title deeds which prohibit certain changes or require the permission of another owner. Some works need local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Saltdean conveyancing practitioners were chosen. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
Some lenders take longer than others. Have Bank of Ireland conducted the valuation? Have you informed Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I currently have a mortgage with Clydesdale for my property in Saltdean. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?
Clydesdale must be informed of your intention in advance of renting your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. You need not do this via a Clydesdale conveyancing panel lawyer.
I am downsizing from our property in Saltdean and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Saltdean lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing outfit rather than a conveyancing solicitor in Saltdean. Having lived in Saltdean for three years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
My husband and I are a fortnight into a freehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Saltdean. I am am extremely disappointed with the quality of service. Can you help me find new lawyers?
They would have to be very poor to suggest diss instructing them. Has your mortgage been issued? If so you must advise them of the replacement solicitor and ensure the offer are re-issued. The solicitor ideally needs to be on the lenders panel to avoid escalating fees and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool should assist you in finding a lender approved solicitor for your home move in Saltdean
Back In 2003, I bought a leasehold flat in Saltdean. Conveyancing and Virgin Money mortgage are in place. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Saltdean who acted for me is not around. Any advice?
First contact the Land Registry to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to instruct a Saltdean conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I am the registered owner of a 2 bed flat in Saltdean, conveyancing having been completed June 1997. How much will my lease extension cost? Equivalent properties in Saltdean with an extended lease are worth £202,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease finishes on 21st October 2082
With 56 years left to run we estimate the premium for your lease extension to be between £29,500 and £34,000 as well as costs.
The figure above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.
I am purchasing a maisonette and cash is in place. I have provided lawyer with two separate proof of photographic ID, bank statement, multiple utility bills. Now he wants a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not via illegitimate means.
For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Saltdean conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.