My partner and I are buying a newly built apartment in Brighton and my solicitor is telling me that she has to the mortgage company to reveal incentives from the developer. I am nearing the developer’s deadline to exchange and I would rather not prolong matters. Is my lawyer right?
You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Brighton. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/10/2026, the requirements read as follows :
I am due to move property in December. Does my conveyancing solicitor call the removal company on the completion day. Incidentally, can you put forward a removal company in Brighton. Conveyancing firm was found prior to coming across your site.
On the day of completion you can pick up the keys from the selling agent however this can only happen when the sellers solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. You should tell the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can help you locate a conveyancing in Brighton or a firm with expertise in conveyancing in Brighton.
Is there a list of Nottingham panel conveyancers in Brighton on the Building Society Association’s Website?
No. There is no such directory service on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings available online. If you are looking for a Brighton property lawyer on the Nottingham please make the most of our tool.
We have a mortgage agreed in principle with TSB. Brighton conveyancing solicitors were appointed. How long does it take for TSB to forward the offer to the conveyancing practitioner?
Some lenders take longer than others. Have TSB conducted the survey? Have you informed TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Due to the encouragement of my in-laws I had a survey completed on a house in Brighton ahead of instructing lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend refuse to grant a mortgage on this type of premises.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brighton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brighton to see if the conveyancing costs will increase in light of this.
How simple is it to use the search app to select a conveyancing lawyer in Brighton on the panel for my lender?
First select a mortgage company such as Accord Mortgages Ltd, The Mortgage Works or Bank of Ireland then type in your preferred area for example Brighton. Conveyancing practices in Brighton and nationally should be listed.
I've found a house that appears to tick a lot of boxes, at a great price which is making it all the more appealing. I have since found out that the title is leasehold rather than freehold. I am assuming that there are issues purchasing a leasehold house in Brighton. Conveyancing advisers have are about to be instructed. Will they explain the issues?
The majority of houses in Brighton are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can assist with the conveyancing process. It is clear that you are buying in Brighton so you should seriously consider shopping around for a Brighton conveyancing practitioner and check that they are used to transacting on leasehold houses. First you will need to check the number of years remaining. Being a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as obtaining the freeholder’spermission to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is part of an estate. Your lawyer will report to you on the legal implications.
Brighton Leasehold Conveyancing - Sample of Questions you should consider before Purchasing
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Best to be warned if redecorating or some other significant cost is anticipated that will be shared amongst the tenants and will dramatically impact the level of the service charges or necessitate a specific invoice. What is the service charge and ground rent on the flat? Can you tell me if there are any major works on the horizon that could increase the service charges?