We are buying a house and need a conveyancing solicitor in Lewes who is on the Santander solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Lewes.
We are buying a victorian detached house in Lewes. The intention is to carry out a loft conversion at the house.Will the conveyancing process include checks to determine if these works are prohibited?
Your solicitor should review the registered title as conveyancing in Lewes will occasionally identify restrictions in the title documents which prevent categories of works or need the consent of a 3rd party. Certain additions require local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.
We previously chose conveyancing lawyers locally in Lewes on the Co-operative solicitor panel. They are now charging me a further amount for the legal aspects of the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. The fee is not set by Co-operative but by your Lewes lawyer. Some firms on the Co-operative panel will quote an ‘acting for lender’ fee and others do not.
I am currently in the process of buying my council flat in Lewes. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
What does a local search tell me about the property we're purchasing in Lewes?
Lewes conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for instance PSG The local search is essential in every Lewes conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.
How does conveyancing in Lewes differ for new build properties?
Most buyers of new build premises in Lewes contact us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is finished. This is because house builders in Lewes usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Lewes or who has acted in the same development.
I opted to have a survey completed on a property in Lewes before appointing solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders will not grant a loan on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Lewes. Conveyancing will be smoother if you use a solicitor in Lewes especially if they regularly deal with such properties in Lewes.
How do I use the search app to choose a conveyancing lawyer in Lewes on the authorised to act for my bank?
1st select a bank such as Lloyds TSB Bank, The Mortgage Works or Britannia then choose your location e.g. Lewes. Conveyancing organisations in Lewes and nationally will then be listed.