I have been recommended a conveyancing solicitor in Lewes. I I am struggling to find out if they are on the Nationwide Building Society approved list of lawyers. Could you assist?
The first thing to do is contact the lawyer and ask them if they are on the lender panel. Otherwise you should get in touch with Nationwide Building Society who may be able to assist.
Have just purchased a probate house at auction in Lewes. Conveyancing is required. What are my next steps?
Given that you are now to all intents and purposes signed on the dotted line you will need to hire the services of a conveyancing solicitor quickly as you will have a tight a drop dead date to complete the purchase. An auction property should have an associated legal set of papers. This should include most,if not all of the documents that your solicitor will need. If you have purchased leasehold property the auction papers should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You must hand this to your appointed conveyancing solicitor ASAP. Do make sure that your finances are organised to complete on the date specified in the contract.
Are all Lewes Conveyancing Quality Solicitors on the Aldermore conveyancing panel?
A selection of banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
It is not clear whether my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Lewes building society branch on a couple of occasions and was told it does not affect the mortgage offer and they would lend. My Lewes conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. Who do I believe?
Provided that the lawyer is on the lender approved list, she or he must follow the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years remaining.
My partner and I are downsizing from our house in Lewes and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local conveyancer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing firm rather than a conveyancing solicitor in Lewes. Having lived in Lewes for many years we know that this is a non issue. Do we get in touch with our local Authority to obtain confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Due to the input of my in-laws I had a survey completed on a property in Lewes prior to instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies will refuse to issue a mortgage on this type of home.
It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lewes. Conveyancing will be smoother if you use a solicitor in Lewes especially if they are accustomed to such properties in Lewes.
In searching the world wide web for the term cheap conveyancing in Lewes it reveals many solicitorsin the vicinity. How do I determine which is the suitable conveyancer for the sale of my house?
The preferential way of seeking a suitable conveyancer is through a trusted testimonial, so ask friends and relatives who have acquired a property in Lewes or the respected estate agent or mortgage broker. Costs for conveyancing in Lewes differ, so it's sensible to obtain a minimum of four costs illustrations from varying types of property lawyers. Make sure that you know what costs in the quote includes.
The solicitors undertaking our conveyancing in Lewes has sent documents to review that indicate that the land is unregistered with epitome documents. Why is the property not registred at HM Land Regsitry?
Although the vast majorities of properties in Lewes are now registered with HMLR there are still some that are unregistered. Any property in Lewes that has been remortgaged since the late 1980’s will have been registered at the HM Land Registry under the compulsory ‘first registration’ scheme. However, if a Lewes property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Many Lewes conveyancing solicitors should be capable of dealing with such matters but if any uncertainty exists the standard recommendation presently is for the vendor’s solicitor to deal with the registration formalities first and thereafter sell - this no doubt cause a significant delay.