Recently contacted my conveyancing solicitor in Peacehaven who acted for me two years ago requesting a conveyancing estimate based on the same type of home move (a leasehold residence and a freehold property) of similar values with a mortgage from Santander. It looks as though am now being charged double. Am I right to be tempted to shop around for an alternative conveyancer?
The estimate does seem a little overpriced. If you shop around you might reduce the fees slightly by as much as a hundred pounds. That being said, if you were happy with the conveyancing the firm gave you maycome to regret choosing an an untested solicitor. Remember to be sure the firm can act for Santander. You can make use of our search tool to select a Peacehaven conveyancing firm on the Santander approved list of lawyers, which can often include conveyancing solicitors in Peacehaven.
is it true that all Peacehaven solicitor practices on the Co-operative conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Co-operative conveyancing panel they would need to be governed by the SRA. Many mortgage companies do list licenced conveyancers on their panel and in such a situation the firms would be regulated by the Council of Licensed Conveyancers.
I have decided to exercise my right to buy my property in Peacehaven off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
My offer on a property in Peacehaven has been agreed to, but there is a chain. The owners have offered on somewhere, however it’s not yet tied up, and have viewings of other apartments booked. I have instructed a nearby conveyancing solicitor in Peacehaven. What do I do now? At what point should I apply for the mortgage with Leeds Building Society?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Peacehaven conveyancing search costs, etc). First, you should check that your lawyer is on the Leeds Building Society approved list. Regarding the subsequent steps this very much depends on the circumstances of your case, desire for this property and on the state of the market. During a rising market the majority of home buyers would apply for the mortgage with Leeds Building Society and pay for the valuation and only if it comes back ok would they pay their lawyer to proceed with searches.
It has been 2 months following my purchase conveyancing in Peacehaven completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Peacehaven is the location of the property. What do you suggest?
Flying freeholds in Peacehaven are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Peacehaven you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Peacehaven may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to retain a conveyancing solicitor for my conveyancing in Peacehaven. I've discover a web site which appears to be the perfect offering If there is a chance to get all the legals completed via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have read on various consumer advice websites that when choosing a conveyancing firm they need approved by your lender. It happens to be my first house move but I have an offer in principle from HSBC and I already have a high street conveyancing lawyer in Peacehaven on standby. Will Birmingham Midhshires require an approved lawyer to be selected? If so, where can I find that list for my conveyancing in Peacehaven?
You should use a solicitor that is on the Birmingham Midhshires panel. Simply call your preferred Peacehaven conveyancing solicitor and ask if they are on the Birmingham Midhshires panel. If they are not approved you have a number of alternatives available to you here:
- Proceed with your chosen Peacehaven conveyancer but Birmingham Midhshires will undoubtedly instruct a conveyancer from their approved list. This will result in additional cost and likely frustration.
- Get a fresh lawyer to conduct the conveyancing, ensuring that they are on the Birmingham Midhshires conveyancing panel.
- Convince your solicitor to do everything possible to join the Birmingham Midhshires conveyancing panel.