I am getting a mortgage offer from Santander. My intention is to retain the legal services of a Licensed Conveyancer in Kemp Town. Does the Santander Conveyancing panel include Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
What does my ID and proof of funds have anything to do with my conveyancing in Kemp Town? Why is this being asked of me?
Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to verify the ID of the potential client they are dealing with prior to agreeing to accepting their conveyancing instruction. The Client Care letter that you need to sign should reaffirm this. Your lender will also require certain documents to be viewed. Should you are unwilling to supply ID verification documents, your solicitor can not take you on as a client.
Is it necessary to take out insurance to protect me from financial exposure to chancel repairs when purchasing a residence in Kemp Town?
Unless a prior acquisition of the property completed post 12 October 2013 you can expect solicitors conducting conveyancing in Kemp Town to continue to suggest a chancel search and or insurance against a claim.
How does the Landlord & Tenant Act 1954 impact my commercial property in Kemp Town and how can you help?
The 1954 Act affords protection to commercial leaseholders, giving them the legal entitlement to make a request to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Kemp Town is one of our many locations in which our lawyers are located
We're FTB’s - agreed a price, but the agent informed us that the owners will only go ahead if we instruct the agent's preferred conveyancers as they are insisting on an ‘expedited deal’. We would rather use a family conveyancer with experience of conveyancing in Kemp Town
We suspect that the seller is unaware of this requirement. If they require ‘a quick sale', alienating a serious purchaser is not the way to achieve this. Speak to the vendors direct and explain that (a)you are genuine buyers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you intend to use your own,trusted Kemp Town conveyancing firm - not the ones that will give the negotiator at the agency a commission or achieve conveyancing thresholds demanded by senior management.
How and when do I incur stamp duty chargeable for my house transaction in Kemp Town?
The majority of lawyers tend to fill out a stamp duty return on your behalf as part of your Kemp Town purchase transaction for signature. After completion your lawyer will submit your Land Transaction Return Form to the Inland Revenue and - assuming they have the funds - pay any tax bill payable on your behalf.